Is Ripple Worth Buying? – Yes It Is, In My Opinion!

Welcome To My Ripple Review!
Do you know what happened to me when I started researching Ripple for writing this article? I ended up buying Ripple! I bought Ripple once and in the last week I bought them even more. However, situations of cryptocurrencies change rapidly. The value of Ripple went like 45x higher recently in 3 months. Does it mean that Ripple is 45 times worse investment after that rise?
In this article I am going to discuss following subjects, “Is Ripple Worth Buying? Is Ripple a Good Investment? What Is Ripple and How Does It Work?” Are you ready? Spend the next 1-2 minutes with me by reading this article.
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(Disclaimer: In this article, I only share my personal opinion of Ripple. This is not an official investment advice!)
Ripple Review - Quick Summary
Name: Ripple
Website: www.Ripple.com
Founded: In 2009 by Ryan Fugger. Launched in 2012.
Field: Cryptocurrencies

Summary: Ripple has many benefits compared Bitcoin and Ethereum. Their transactions are way faster and cheaper, for example. On the other hand, Ripple is a centralized cryptocurrency unlike many other ones. Ripple can make you still great profits but it, of course, involves risk. The best way to buy Ripple is on Binance.
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Ripple XRP News: September 2018
Ripple price has recently spiked all the way from ~$0,30 to $0,77 in around 24 hours.
I created the following video where I reveal you why it happened and what you can expect from Ripple price in the future.
If you have any questions about this, don't hesitate to ask me in the comments and I will be happy to help you out!
Is Ripple Worth Investing In? – Updated Video Message
I noticed that this article has received quite a lot of popularity and hundreds of visitors are regularly reading this article. Therefore, I also decided to record you a YouTube video to answer your questions whether Ripple is worth investing or not. Check it out and enjoy!
What Is Ripple? – A Cryptocurreny Created for Banks
You have probably heard of Bitcoins. It’s a decentralized digital currency that allows you to make immediate payments so you don’t need to wait 2-3 business days that the money goes from your account to another account. Ripple has many same benefits but it’s also significantly different.
Ripple is also a cryptocurrency and a new technology. It means that it’s completely digital. You can understand the difference between dollars and Ripple. You can have dollars in your hands but you can have Ripple only in your bank account.
Ripple is a system created for banks to enable immediate payments and lower costs. Imagine if you could make a bank transfer in a few seconds instead of 2-3 business days. That will happen over the time course.
Ripple is a centralized currency, unlike Bitcoin. It means that one company owns the system and more than 70% of Ripple. You may think that what if the company just do the infamous, “Pump & dump” -move. It means that they promote their system until the price goes high. Then they sell all of their investments, take the money and leave.
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However, it won’t happen at least in the near future. They announced that a big part of their Ripple holdings will be locked for 5 years. So, they are not going to dump it during that time. That move will probably take the price higher because there are fewer Ripples available for trade.
If there’s lots of something available, the value of it usually goes down. For example, if there is lots of oil available in the world, it’s not valuable. But now when we know that there isn’t infinitely amounts of oil. It affects oil’s price so that it goes up.
What Are the Benefits of Ripple Coin?
I want to underline the biggest benefits of Ripple compared to “normal currencies” like euro and dollar and compared to cryptocurrencies like Bitcoin and Ethereum.
First of all, imagine that you are in the U.S. Then you have a friend, a business partner or a client in Australia. You need to send him dollars quickly. What is the fastest way?
The fastest way to transfer dollars from the U.S. to Australia is to take the next plane, fly to Australia and hand the money for your friend.
This illustration points out the inefficiency of the current banking system. It’s 50 years old and doesn’t serve us in the best way in the modern world. In many cases, faster payments would hugely help businesses to do things faster.

One downside of Bitcoin is that it’s possible to make only a limited number of payments during a day with our current technology. However, Ripple enables to make much more trades every day. It makes it’s easily scalable.

Price Efficiency of Ripple
One of the greatest benefits of Ripple for banks is the price efficiency. On Ripple.com is presented that banks can save millions or even hundreds of millions of dollars each year with Ripple by using this new technology. That’s one reason why so many big banks worldwide have become Ripple partners.

Imagine what kind of savings Ripple can provide for huge banks.
Let’s have a quick look what banks are already using Ripple. The following picture of partner is on their website.

Many huge banks are already using Ripple.
There are banks like Santander, UBS, ReiseBank and so on. These are highly remarkable partners. More than 70 big banks have started using Ripple. A large number of them are Japanese banks because there are more than 30 Japanese banks already using Ripple. That’s almost half of all big banks in Japan.
Is Ripple Worth Buying?
Probably the best time to invest in Ripple is already gone. In the beginning of this year, the value of one Ripple coin was only $0,006. That’s not even one cent. You can see how the chart below. The price didn’t change for a relatively long time.
But then the jump happened in May. It went from about $0,01 to almost $0,50. Imagine if you would have invested $10k, now you would have $500k!
Many new millionaires have been made during that price jump. The same jump happened to almost all other cryptocurrencies. They work somehow in the same way like stocks. When stocks in the U.S. go up, the prices also go up in Europe and in China.
And when the prices go down in the U.S., all other prices go down as well. Or if Apple, Amazon and other big stocks go down, other ones follow as well.

This chart shows the value of a Ripple coin compared to USD. You can notice the huge jump in the beginning of May 2017.
Now the value of Ripple has gone under $0,20 and it seems to be going down. But who knows how long it will keep on going down? Many people estimate that the value of Ripple will be $1 or $2 before 2017 ends.
Some people may be fooled by the low value of each Ripple coin. They say that Bitcoin is expensive because it costs almost $3,000 per each coin and Ripple is cheap because it costs less than $0,20. However, that’s now wise thinking and it doesn’t take the whole picture into account. You shouldn’t be watching the value of one coin but the value of all coins put together.
You can have a look at values of cryptocurrencies on CoinMarketCap.com. Here is a screenshot of current prices today 31.7.2017.

The total value of Bitcoin is +$45B while the total value of Ripple is $6,3B at the moment.
So, the value of Bitcoin is “only” 7,5 times bigger than Ripple at the moment.
Ripple vs Bitcoin – Who Will Win the Race?
As we have seen, the situation can change rapidly in the cryptocurrency world. A year is a long time and 5 years is a lifetime of Ripple at the moment. Ripple and Bitcoin serve a very different goal.
Bitcoin kinda “fights” against the banking system and their monopoly while Ripple technology is built to help banks.
That’s one reason why I wanted to invest in both of those currencies. It’s good for allocation.
Another thing that I mentioned above, is that Bitcoin is decentralized so one Institute doesn’t run it but Ripple is centralized. Both systems have their own benefits and downsides. But if the team who runs Ripple is great, then it’s definitely a benefit.
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I believe that in the long run, both values will still go dramatically up. The story of cryptocurrencies has only started. Why would banks and people want to stay in a 50-year-old system where it takes 2-5 business takes for each transaction. In my opinion, some change will happen for sure.
The total market value of all cryptocurrencies is around $90B at the moment. That’s a tiny value compared to other currencies or goods like gold or silver. I don’t see any good reason why it wouldn’t grow in value in the future.
Where to Buy Ripple?
You can buy Ripple on several platforms. One of the biggest crypto exchange for people who want to buy Ripple is Binance. I have invested on numerous cryptocurrencies on that platform and I have solely positive experiences with them. I have bought also Tron, Cardano and IOTA on Binance.
Conclusion – Is Ripple a Good Investment?
I want to give the responsibility for yourself as an investor. If you follow my or other people’s advice, you lower your chances of success. In general, people who follow the masses (sheep) use to lose money with their investments and people who educate themselves and are courageous to make investments that differ from the masses, make big profits. There is a risk with all investing and it applies to cryptocurrencies as well.
I can only say that I invested in Ripple because I see there a great potential in the future. I’m quite confident that the price will go up and I’ll earn a good return on investments.
However, you should only invest money that you are “ready to lose”. I mean that you shouldn’t only count on cryptocurrencies and you should have other assets and income as well.
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It’s 100% free to start the training and you’ll get tons of free resources right off the bat including 20 interactive video lessons, 2 websites, keyword tool, and other tools. That can make you a consistent income for the rest of your life. I think that investing in cryptocurrencies is more like “once in a lifetime” experience while affiliate marketing is a more stable source of income.
What do you think about Ripple and cryptocurrencies?
Will the value still go up?
Let me know in the comments below!
If you have any questions, just leave a comment below and I will be more than happy to help you out.