Category Archives for "Cryptocurrencies"

Is IM Mastery Academy A Scam? Know Why You Should Stay Away!

Is IM Mastery Academy A Scam Featured Image

Welcome to my IM Mastery Academy Review!

Is IM Mastery Academy a scam? 

What do you think you will become? Do you wonder where your life takes you, living your dreams while making more money even without doing anything at all? 

This is what this multi-level marketing company promotes. It is one of the existing companies focusing on personal development programs as products to market and sell. 

If this is the right company for you, then, you are on the right page. Before we’ll go through the details, let me first remind you that more MLM members lose money than they invest. We’ll tell you why in a while. 

Are you ready? Let’s dive into it. Shall we?

IM Mastery Academy Review - Quick Summary

Name: IM Mastery Academy

Founded: 2013

Founders: Christopher Terry & Isis de la Torre

Type: Multi-Level Marketing Company

Price: $225 to $325

Best for: Nobody.

Summary: IM Mastery Academy is a multi-level marketing company founded in 2013 that provides different programs about personal development, at the same time, a platform for crypto enthusiasts. Its founder, Christopher Terry, rebranded the former iMarketslive after the company restructured due to legal reasons.

Is IM Mastery Academy Recommended? No. Albeit its attractive products, it is not worth spending time and effort in this company. If you want to make a lucrative source of income, click the green button below.

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Is Up2Give A Scam? FTC Warns Its Pyramid Scheme

Is Up2Give A Scam Featured Image -min

Welcome to my Up2Give Review!

If you think bitcoin is limited to trading them on your own, it appears that multi-level marketing companies sought the need to establish an MLM bitcoin trading as well. 

This is what we’re going to discuss in this post today. Aside from reviewing health and skincare MLMs, it’s interesting to find out how an MLM could establish business with bitcoins.

Are you ready? Let’s dive into it. Shall we? 

Up2Give Review - Quick Summary

Name: Up2Give

Founded: 2019

Founder: Jerry Lopez

Type: Multi-Level Marketing Company

Price: $32 + 0.005 BTC per month + other recurring monthly membership costs

Best for: Nobody. It’s best to stay away from this bitcoin gifting scheme as it’s established without valuable products, primarily for racketeering.

Summary: According to their domain registration, Up2Give is quite a new MLM company that caters to “supposedly” gifting schemes. Not long before its foundation, people found out the shady tactics to fool people into bitcoin trading on nothing. 

Is Up2Give Recommended? No. We don’t recommend multi-level marketing companies as a business opportunity for several reasons. If you opt to make money online, click the green button below to get started today. 

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Top Internet Fraud Scams [Young Victims Raised To 40%!]

Read My Top Internet Fraud Scams & See #1. FTC Reveals Young Victims Are Susceptible To Scams Reaching 40% Victims. Learn More How To Make Money Online Safe.

Welcome to my "Top Internet Fraud Scams" Post!

In the past few days, I wrote about the top income opportunities you get from various affiliate marketing programs. Today, we’ll delve into something most people don’t like to talk about. The top internet fraud scams targeting young people. 

According to the Federal Trade Commission, the number of young victims rose to as high as 40% compared to older people with only 18% recorded victims.

Within the 40%, that comprises those ages 20 to 29 years old and the older people comprise those ages 70 years old and above. 

Concerning the study, we target those scams most young people fall into this post. But before that, let me emphasize that whatever we’re promoting here on Your Online Revenue is legitimate.

For example, our #1 recommended training will give you a rare opportunity to make $3,000 in a day when done right is real. 

We’ll get into that in a while. For now, let’s focus on the top internet fraud scams most young people nowadays fall into. Shall we?

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Is iCoinPro A Scam? [32% Binary Commissions Per Month?!]

Is iCoinPro A Scam? Paul De Sousa Established The Bitcoin MLM With $99.95 Monthly Fee For Access Of Training, Etc. Plus, 32% Guaranteed Income? Read Here.

Welcome to my iCoinPro Review!

Is iCoinPro a scam? A tough question to answer today, my friend. That’s because we’re going to go through various sources to verify its legitimacy. Whether it’s a great jumpstart or not, we’ll go through the complete details today. 

But before we delve into it, let me first introduce to you the #1 recommended online business opportunity you shouldn’t miss.

Why? It’s a training that’s going to give you the necessary skill set to become an exceptional online marketer. 

Not just any other skill set, it’s a powerful program that’s attracting your fortune using the skills you hone. Once you do, it will help build your business regardless of the niche and networks you join and/or promote later on. 

Now we are all set. Shall we dig into the details? 

iCoinPro Review - Quick Summary

Name: iCoinPro

Founded: 2017

Founder: Paul De Sousa

Type: Multi-Level Marketing Company

Price: $99.95/month + $40 activation fee (for distributors)

Best for: Nobody.

Is iCoinPro A Scam? Paul De Sousa Established The Bitcoin MLM With $99.95 Monthly Fee For Access Of Training, Etc. Plus, 32% Guaranteed Income? Read Here.

Summary: Established in 2017, iCoinPro is a multi-level networking company that’s catering to the cryptocurrency needs of the members, particularly in providing the knowledge base of how the entire bitcoin industry works.

Is iCoinPro Recommended? No, I'll tell you the details in a while.

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Is Bitcoin Wealth Club a Scam? Read These 5 Red Flags!

is bitcoins wealth club a scam

This is probably the most honest and comprehensive Bitcoins was club review that you have ever or will ever read.

Before we run into details, I would like to mention that I have reviewed more than 450 make money online opportunities, programs, tools, and trainings.

My eyes has been "trained" to spot an online scam very easily. In this article, I am going to answer you the most important question, "is Bitcoins with club a scam or legitimate money-making opportunity?"

Read further only if you are ready to hear my honest opinion of this program.

Bitcoins Wealth Club Review - Quick Summary

Product Name: Bitcoins Wealth Club

Product Type: "Cryptocurrency Training" - Multi-Level Marketing

Price: Free to Get Started But Contains Upsells

Best for: People Who Want to Lose Their Money Quickly

is bitcoins wealth club a scam

Summary: Bitcoins Wealth Club Is a shady program that is supposed to teach you about cryptocurrencies but is actually a program that grows by recruiting more people to their scheme. Most people say it's a Ponzi scheme...

is Bitcoins Wealth Club Recommended? No. If you are looking for honest and legitimate ways to make money online, click the button below to see my #1 recommendation or grab my free 4-step formula for making money online.

Bitcoins Wealth Club Video Review

Before you dive into my Bitcoins Wealth Club article, I want to give you an opportunity to have a look at my video review below. I am 100% sure you will find it helpful and valuable.

Do not hesitate to ask in the comments below this article if you have any questions.

What Is Bitcoins Wealth Club?

Bitcoins Wealth Club is advertising themselves as an cryptocurrency education company. On some of their advertisements they are promising you 0.3 BTC per day. If you convert that to the current price of Bitcoin, it means that you would make thousands of dollars every single day.

But that is only the beginning. There are several promoters of Bitcoins Wealth Club that are boasting with their income proofs and asking you to join their program as well.

Based on my research, "education packages" are only a façade that are trying to hide the real nature of the program. In my opinion, Bitcoins wealth club has several characteristics of a Ponzi scheme.

Of course, nobody can say for 100% sure whether it's a Ponzi scheme or not until it collapses. But we can evaluate all the signs that are visible to us. I think those signs will tell you if you should join this program or not.

Now let's have a closer look at the details of the Bitcoins wealth club program.

How Does Bitcoins Wealth Club Work?

You can get started with Bitcoins Wealth Club for completely free. That's how they lure more members into their system. Then they are talking about huge returns on investments.

Some sources say that you could make even five times more money than you have invested. Anybody who knows about investing, knows that such returns are usual. It's also impossible to promise such returns.

The idea with Bitcoins Wealth Club is that you would sewing the program and start climbing there pyramid ladder. They offer you different "training modules" that are supposed to teach you something about cryptocurrencies.

Even though joining the program is free these modules are not free. If you want to go through the whole program, you may end up paying way more money than you have initially planned.

You can take a look at some of the training modules in the image below:

is bitcoins wealth club a scam

Bitcoins Wealth Club Modules.

Why Are Some People Promoting Bitcoins Wealth Club?

You may have seen some YouTube videos, blog posts or social media posts where some Bitcoins Wealth Club members are trying to get you into their system.

What is their incentive? Why are they doing it?

Bitcoins Wealth Club is also a multilevel marketing program which means that members earn money when more people join the system and buy their products. Therefore, they had a huge financial incentive to get you inside their program.

You may have probably heard of other Ponzi schemes in the cryptocurrency space. The most famous one was Bitconnect at the beginning of 2018.

There were many famous YouTubers who are promoting Bitconnect before it collapsed. Now most of them are gone and promote there is of other Ponzi schemes have appeared.

Many Ponzi schemes within the cryptocurrency space work with the same idea: they sell you an educational products and you money by inviting more people into the system. You quickly understand that "education" is not the main purpose of the system.

The main purpose of that kind of programs is to recruit as many people as possible to your downline so you would make money. I am afraid that Bitcoins Wealth Club is one of those programs.

Is Bitcoins Wealth Club a Scam? - 5 Things to Consider

I have seen hundreds of make money online programs, opportunities and trainings. Most of them are completely legitimate and they are genuinely helping you to make money online. However, there have also been scams and I see that Bitcoins Wealth Club has also several scam signs.

Of course, I cannot say with 100% clarity if it's a scam until it finally collapses. But I can give you the reasons why I haven't joined this program and why I cannot recommend it for you either.

1.What Is the Real "Product" of the System?

Bitcoins Wealth Club sells themselves as an educational program on platform but when you join the program you start noticing that they are talking about recruiting more people. This is where things start to become a bit shady.

Educational products are completely fine but there have been hundreds of online scams where an informational product has only been a facade to hide the real nature of the system.

Things start to become even more "interesting" when you see that they are sending you packages, different levels and incentives for recruiting more people and climbing up in the pyramid.

Somebody could ask if this program is really trying to provide some value or are they only trying to get as many people as possible that there multilevel marketing system. Are they only building pyramid scheme where you make money by inviting people to your downline?

2.Many Online Entrepreneurs Say It's a Scam

It's not a very good sign of the program that most people are claiming it's a scam. In most cases, it means that it's a scam. Of course, there are some exceptions to this rule but I still think that this is one important thing to consider.

If experienced online entrepreneurs warn you about something, you should be very careful. Based on my experiences and researches most people who fall in the online scams are those who don't have much experience of making money online so they do get easily lured into the system.

It might sound exciting to a 0.3 Bitcoin per day but that is not possible without huge financial investments or large former experience.

3.Their Numbers Don't Match - Some People Say They Are Fake

If you go to Bitcoins Wealth Club homepage, you see that they are saying, "We have already +135,000 members and counting."

However, when you take a look at all their social media channels you see almost nobody. They had a Facebook page with around 7000 likes at the moment but almost nobody's interacting there.

So where are those 135,000 people?

Is Bitcoins Wealth Club ascam

Pyramid schemes concentrate on recruiting new people in order to make big money.

4. It's All About Recruiting

Do you know what are the main characteristics of pyramid schemes?

They usually don't have any real products and they only rely on recruiting more people to the program. Your goal within pyramid schemes is to rise to the top of the pyramid to make money from your downline.

New investors fund the whole system. All the rewards are paid for the old investors from the new investors. When new people stop coming to the system the pyramid collapses.

If the program doesn't have real products that provide value, it will eventually collapse. A pyramid scheme can go on for years, and in some rare situations even tens of years, but all of them will collapse sooner or later.

5."If It Walks Like a Duck, Looks Like a Duck..."

Have you ever heard of for duck test. If something walks like a duck, looks like a duck and sounds like a duck it probably is a duck.

We can also apply the same principle to online scams. If it looks like a scam, everybody says it's a scam, it is all characteristics of a scam it probably is a scam.

I have seen many programs collapsing over the years and almost always my predictions have been right. Usually, members of a pyramid scheme tried to defend their program as long as possible to make more money before it falls but it will not prevent the fact that eventually every pyramid scheme with fall.

My personal recommendation is that you should always stay away from shady programs and "opportunities". If you want to learn a legitimate way to make a living online, just click the link below and I will help you hand by hand until you succeed.

Bitcoin > Bitcoins Wealth Club

If you have been following my blog or my YouTube channel, you have probably noticed that I am a big believer in the future of cryptocurrency's.

I believe that in the future we will be able to pay our bills with cryptocurrencies, shop in the supermarket with Bitcoin (actually it is already possible in many places) and receive our salary in Ethereum (actually I already receive a part of my income in the form of cryptocurrencies).

That being said, we need to remember the difference between Bitcoin and shady programs like Bitcoins Wealth Club.

Bitcoin is the decentralized system that is run by thousands of computers all around the world. It provides real value like the Internet but many Ponzi schemes within the cryptocurrency space out trying to make their founders rich.

That is why is it always make your own research before you put your money into something. Ask somebody who has more experience with cryptocurrencies or making money online.

You can always ask me in the comments below and I will be sure to reply to you personally. My desire is that nobody would fall into scams anymore.

Feel free also to grab my cryptocurrency course for just $10 on Udemy if you want to learn more about making money legitimately with cryptocurrencies.

A Better Alternative to Make Money Online

As I explained before, there are numerous legitimate ways to make a living online. I make myself a full-time income on the Internet and I know tens of online entrepreneurs personally.

You have many options to get started with making money online because the Internet is really the big land of opportunities. There are probably thousands of different ways to make a living online.

However, for beginners everything may seem a little bit confusing. That's completely normal and it's the same for everybody. I started once is a complete beginner. I didn't have any contacts and I didn't know anybody make money online.

But I started my search, found an opportunity, learned the skills and nowadays I have a freedom to travel around the world while making money online.

If you would like to see the same lifestyle I have, I would be more than happy to help you out. I enjoy seeing people achieving their dreams and leaving their full potential. I was once a beginner and I have made many mistakes along the way so I perfectly know how it feels at the beginning.

Now I am sharing my knowledge and helping people all around the world to make money online. If you want to learn more, just click the button below to get started.

Don't worry I will answer all your questions personally and provide you lots of personal tips to more forward and succeed.

What kind of experiences do you have with Bitcoins Wealth Club and other similar systems?

Would you like to have my personal guidance to make money online legitimately?

Let me know in the comments below!

If you have any questions, just leave a comment below and I will be more than happy to help you out.


Is Bitcoin Cash a Good Investment in 2018? – TRUTH Revealed!

Is Bitcoin cash a good investment

Today I am going to answer your questions about Bitcoin Cash:

"What is Bitcoin Cash? Is Bitcoin Cash a good investment? Is Bitcoin Cash worth buying in 2018 (and beyond)? Bitcoin Cash vs Bitcoin - Which one is better?" And other crucial questions.

I am 100% sure that you will find my article helpful and valuable. If you need any further help, you can always ask me in the comments below and I will be more than happy to help you out.

Bitcoin Cash Review - Summary

Name: Bitcoin Cash (BCH)


Type: Cryptocurrencies 

Best Place to Buy: Coinbase or Binance

Is Bitcoin cash a good investment

Summary: Bitcoin Cash was supposed to be a better version compared to Bitcoin. However, there was a lot of controversy during the whole Bitcoin fork.

Most people in the cryptocurrency community believe that Bitcoin will thrive and Bitcoin Cash was mainly supposed to make a few people extremely rich.

Is Bitcoin Cash Recommended? I haven't personally invested much money on Bitcoin Cash. I don't recommend it to other people either. Put your money into Bitcoin or other cryptocurrencies.

See my #1 recommended cryptocurrency exchange here.

NOTE: If you came here because you are looking for the best ways to make money online, I recommend following this step-by-step training guide.

Is Bitcoin Cash Worth Buying? - My Video Review

Before you dive into my article below, I want to give you an opportunity take a look at my Bitcoin Cash video review below.

If you are interested in making more money with cryptocurrencies, don't forget to subscribe to my YouTube channel for more videos in the future.

What Is Bitcoin Cash?

You probably already know Bitcoin. It's the first cryptocurrency in the world that was created back in 2009. Since then the market cap of Bitcoin has grew into hundreds of billions of dollars and more than 1,600 other cryptocurrencies were created.

One of the biggest cryptocurrencies is called Bitcoin Cash.

Bitcoin Cash was launched in the Autumn of 2017 with so-called Bitcoin fork. It means that everyone who owned Bitcoin back then, received also Bitcoin cash cryptocurrencies for free.

  • If you owned 1 BTC (Bitcoin), you got 1 BCH (Bitcoin Cash). 
  • If you owned 5 BTC, you received 5 BCH.
  • If you owned 4,123 BTC, you received 4,123 BCH.
  • And so on.

Bitcoin Cash was now designed to become the best cryptocurrency in the world with

  • Real decentralization
  • Fast transaction times
  • Low transaction fees 
  • And other benefits.

However, real "Bitcoin believers" heavily criticized Bitcoin Cash and said that it was just Roger Ver's strategy to make himself tons of money. Roger Ver has been one of the biggest influencers in the cryptocurrency space for years.

He said that Bitcoin is not enough and there are too many downsides to he and some other people wanted to create something better. Well, at least that was their plan...

How Does Bitcoin Cash Work?

In this article, I don't want to go into the technical details of the Bitcoin Cash because most of my readers prefer explanations using layman's terms.

That being said, let me explain a few important details about BCH

Bitcoin Cash...

  1. is decentralized. The network is spread out all over the world in different locations. However, there has been a debate whether it's truly decentralized or not. More on this later..
  2. is a peer-to-peer cryptocurrency. Anyone can send BCH to any person anywhere in the world without a middleman like bank.
  3. is secure. BCH uses a strong encryption and it's pretty much impossible to hack.
  4. uses blockchain. All transactions are logged to a public ledger called blockchain.

At this point you could easily say, "Well, all those 4 elements apply to Bitcoin as well" and you would be completely right.

However, there are also several crucial differences between Bitcoin and Bitcoin Cash that I am going to explain you in the next chapter.

Bitcoin vs Bitcoin Cash

Some "true Bitcoin believers" almost hate Bitcoin Cash. In this and the following chapters you will find out why.

But before that, let me explain the reason why some people think that Bitcoin Cash is better than BTC.

A main difference between Bitcoin and Bitcoin Cash is that the block size was raised from Bitcoin's 1MB to 8MB. The purpose of this change was to try to lower the transaction fees and make transactions faster.

In many cases BCH transactions have been faster and cheaper than with Bitcoin but that's not the whole story.

There has been so much controversy around BCH that I couldn't include everything in this article. Bitcoin Cash and Roger Ver has numerous times been attacked for several reasons regarding to Bitcoin Cash.

The most common reasons have been:

  1. Bitcoin Cash Price Manipulation
  2. Bitcoin Cash Centralization

Let me explain more details in the following chapters.

Bitcoin Cash Price Manipulation

Roger Ver has without a huge influence within the cryptocurrency space. He has thousands, if not millions of followers on different media channels over the Internet, television and newspapers.

Some people call him "Bitcoin Jesus" while other claim him to be a "Bitcoin betrayer". In addition, he may face soon a lawsuit because of the controversial propagation of Bitcoin Cash.

He has been pumping the price of Bitcoin Cash in all possible media channels. There was also some controversy when Bitcoin Cash was added to Coinbase. The price jumped to the sky right away after it was added and most likely Roger Ver and other "inner circle" made big money.

Ver and his companions have created propaganda showing the superiority of Bitcoin Cash using controversial methods. This has lead some people to buying Bitcoin Cash when they were actually planning to buy Bitcoin.

If you are tired of this whole market manipulation and want to find a proven and tested way to make money online, I recommend having a look at my #1 recommendation below:

Is Bitcoin Cash Really Decentralized?

In 2017 the research showed that 92% of the Bitcoin Cash mining was operated by 2 major mining farms.

In the other words, 2 miners controlled the whole action within Bitcoin Cash. Some rumors said that even those 2 mining farms were owned by the same people. I don't know what is the truth there but it doesn't sound very good compared to Bitcoin where mining is more decentralized.

I wouldn't be too surprised if Roger Ver and his "army" would control the whole Bitcoin Cash mining business. And Bitcoin Cash

In the Autumn of 2017, the founders leaders of a highly popular website announced something like, "Bitcoin is not good anymore. We are going to sell our Bitcoins now!"

That of course enticed many people to read the articles because they knew that before the same website had been promoting Bitcoin very strongly.

If you read the articles, you quickly found out that the whole purpose was just to pump up the price of Bitcoin Cash. They said Bitcoin is not good anymore and now it's time to buy Bitcoin Cash. is still a place that highly promotes Bitcoin Cash. It also provides information on Bitcoin because of the public demand but the founders are really more into Bitcoin Cash than BTC.

Where Can I Use Bitcoin Cash?

One of the downsides of Bitcoin Cash compared to Bitcoin is that you can't yet use it very widely.

Bitcoin hasn't been adopted by masses yet either but you can already use it in way more places than BCH. Hundreds and thousands of companies all over the world would accept payments with Bitcoin but only a few accept Bitcoin Cash.

Even though that may not feel like a big issue at the moment, you must take that into consideration. The more people use Bitcoin, the stronger the networking effect will be.

A friend recommend BTC to his friend. That recommend it to another. And so on. The network will grow fast like a social media site like Facebook. Any social media site wouldn't be valuable unless a strong networking effect. People naturally think, "If other people are using Facebook, I need to use it as well."

Even though Bitcoin is far from being a social media site, the same effect still applies. Lots of users bring even more users. While Bitcoin Cash has only a few users and it will not grow so fast.

Is Bitcoin Cash Worth Buying?

As I explained at the beginning of this post, I don't personally own much Bitcoin Cash.

I received some Bitcoin Cash during the fork in 2017 because I owned Bitcoin but since then I have sold almost all of my BCH to other cryptocurrencies.

There has been so much controversy around BCH that it doesn't feel like a legitimate investment. My prediction is that over the time course it will die away. Not completely but at least go lower from the current price.

The peak of Bitcoin Cash was in December 2017 when the price of one coin was over $4,000 and the market cap was around $70 billion. Since then it has been going down along the whole cryptocurrency market.

If you still decide to buy Bitcoin Cash, you can do so on Coinbase or on Binance. My #1 recommended cryptocurrency exchange is certainly Binance because you can buy and sell there for only 0,05% which is probably the lowest in the whole industry.

In addition, it's the biggest cryptocurrency exchange by the trading volume.

Conclusion - Which Cryptocurrency Should You Buy?

I don't want to give individual recommendations in this article but let me give you a few guidelines.

If you are looking for the biggest gains, you would probably want to invest cryptocurrencies with a smaller market cap like BitDegree, Medicalchain or carVertical. However, you need to consider that even though they can provide big gains for investors, there is also a huge risk of losing money.

Such smaller cap tokens are not decentralized like Bitcoin so you are pretty much relying on the company that is running the show.

Another option is to invest in the mid-cap cryptocurrencies like Binance Coin or Kucoin Shares. Investing in their cryptocurrencies will pay you dividends based on the fees that users pay on their cryptocurrency exchange platforms.

The "safest" option is to invest in cryptocurrencies with a bigger market cap like Bitcoin, Ethereum or Litecoin. I personally believe that those 3 coins will have a good future and their market cap will keep on rising over the years.

I also strongly believe in the mass adoption of cryptocurrencies. I have explained the reasons in my other articles and YouTube videos. If you want to learn to make money with cryptocurrencies, you can grab my course on Udemy for just $10.

That being said, cryptcourrency market is still very volatile and it contains risks. If you are looking for more secure and proven ways to make money online, I recommend having a look at the step-by-step training below.

4 step process for making money online

What do you think about Bitcoin Cash?

Do you prefer Bitcoin or Bitcoin Cash?

What cryptocurrency will give the best returns in 2018, 2019 and the coming years, in your opinion?

Let me know in the comments below!

If you have any questions, just leave a comment below and I will be more than happy to help you out.

Disclaimer: This article is not a financial investment. You should only treat it as information and entertainment.


13 Best Cryptocurrency Exchange Sites in 2018 – You MUST See!

Best Cryptocurrency Exchange Sites in 2018

Are you looking for the best cryptocurrency exchange sites? I have tried personally more than 10 cryptocurrency exchanges and I have invested in cryptocurrencies since 2015.

I decided to create you a very comprehensive analysis of the best cryptocurrency exchange platforms to provide you the best information. I am going to present you 13 different sites and give you a word of warning of sites that you shouldn't use. 

I have written comprehensive +1,500-word reviews of each of these sites and uploaded videos on YouTube as well to provide you even more information. I am 100% sure that you will find what you are looking for here.

Without further ado, let me show you the best cryptocurrency exchange platforms!

13 Best Cryptocurrency Exchange Platforms - Quick Summary













(Exchanges are not in an order from the best to the worst.)

Best for Complete Beginners: Coinbase (They provide also a $10 sign up bonus)

#1 Recommended Crypto Exchange: Binance (The biggest crypto exchange in the world)

What Is a Cryptocurrency Exchange?

Cryptocurrency exchange is a place where you can buy, sell and trade cryptocurrencies with other people. On some exchanges you can buy cryptocurrencies using fiat currencies like euro, dollar or pound while other support trading solely for cryptocurrencies.

Technically, cryptocurrency exchanges also serve as banks because you can store money there as well. However, it contains some risks that I will explain you in the end of this article.

The price of the cryptocurrency on each exchange is defined on based on the demand and supply. If people are, for example, willing to sell a Bitcoin for $10,000 per each coin, then the price is $10,000.

On bigger exchanges the price is usually better prices so that's one reason to go there. In addition, the fees tend to be smallest in the biggest exchanges as well.


Coinbase Homepage

Coinbase is probably the most famous and certainly one of the most influential cryptocurrency exchanges in the world. One (but not the only one) of the reasons for Coinbase's success is their referral program.

Everybody who joins Coinbase through a referral link gets immediately a $10 sign up bonus for the first $100 deposit. In addition, the person who invited you to Coinbase, gets also free $10.

You can also get a $10 bonus through my link. At the same time you support my blog because I get a $1o bonus for inviting you to Coinbase.

I have invited around 15 friends to Coinbase. I and my friends, all of us, had positive experiences of Coinbase. I haven't heard of anything negative when I have discussed about Coinbase with my friends.

The only downside are relatively high fees. However, I don't mind paying a little bit extra if I know that the service is reliable.

Pros & Cons of Coinbase


  • More than $50 billion exchanged and +10M customers served on Coinbase (April 2018).
  • They provide a $10 sign up bonus for all new users.
  • You can buy Bitcoin, Ethereum, Litecoin and Bitcoin Cash by using your credit card.
  • Coinbase allows trading with fiat currencies (euro, dollar, pound, etc.).
  • Coinbase is very secure and trusted crypto exchange.
  • Extremely easy-to-use platform (most cryptocurrency investors start out with Coinbase).


  • Fees on Coinbase are relatively high.

In this video, I show how you can get a free $10 bonus after joining Coinbase:

2.Binance Review

best cryptocurrency exchange platfroms

Binance is my #1 recommended cryptocurrency exchange. (Click the picture to try it out yourself.)

Binance is a real success story. They suddenly became the biggest crypto exchange in the world. Nobody would have expected such a fast rise from a new Chinese company. Nowadays they are considered as one of the most reliable and strongest players in the crypto world.

The Binance CEO has been active on media, he has been on the cover of the Forbes magazine and he has given numerous interviews.

One of the great benefits of Binance is that it's very easy to get started on their platform. You don't need to send them passports, bank statements or other documents for the verification. The same applies to Kucoin which is the next one that I am going to show you.

Pros & Cons of Binance


  • The biggest cryptocurrency exchange in the world by the trading volume (High liquidity).
  • They support trading for numerous different cryptocurrencies.
  • The company is very transparent. The CEO offers interviews regularly.
  • Lowest fees in the industry (only 0,05% per trade).


  • The company is still relatively new even though it's the biggest crypto exchange in the world.

Have a look at my Binance review/tutorial below:

3.Changelly Review

is changelly a scam

Changelly Homepage. (Tap the Picture to Get Started.)

Changelly exchange gets its name from two words: Change Instantly.

That's also the idea on what kind of experience Changelly wants to provide for you as their user. They provide you an opportunity to exchange almost any crytpocurrencies instantly.

Changelly has a reputation as one of the easiest and the beginner-friendliest cryptocurrency exchange platforms in the whole industry. You can buy more then 60 different cryptocurrencies easily by using your credit card.

I don't know any other exchange where you would have currently similar features like on Changelly even though I have tried numerous different exchanges.

Pros & Cons of Changelly


  • They support trading for tens of different cryptocurrencies.
  • You can buy numerous cryptocurrencies easily using your credit card.
  • Changelly is a beginner-friendly and easy-to-use exchange.


  • Fees on Changelly are higher than on Binance.

My Changelly Video Review on YouTube: Review exchange

On you can exchange more than 250 cryptocurrency pairs. is another cryptocurrency exchange that supports trading for numerous cryptocurrencies with low fees.

I started on after Lympo ICO. Back then Lympo wasn't available on almost any other exchanges so I needed to create an account on I wanted to sell some of my earnings that I made by participating the ICO.

I quickly realized that was a great cryptocurrency exchange. Their platform was user-friendly and I was able to exchange my LYM tokens easily. I deposited LYM tokens to, exchanged them into BTC and withdrew my BTC away from That was simple and fast.

Since then I have noticed that many other people have also had positive experiences of and that's why I can recommend it to you as well.

Pros & Cons of


  • supports trading for hundreds of cryptocurrencies (Even for smaller ones like LYM).
  • Their platform is easy-to-use. I got started without watching a single tutorial.
  • It is a fast-growing and a reliable exchange.


  • Fees are a bit higher than on Binance even though they are still competitive on

My Changelly Video Review on YouTube:

5.Cryptopia Review

Cryptopia Homepage

Cryptopia Homepage. (Click the Image Above to Get Started.)

Cryptopia is probably one of the most controversial cryptocurrency exchanges on this list. It's based in New Zealand and founded in 2014.

The biggest benefits of Cryptopia is that they provide trading for hundreds of different cryptocurrencies.

I have personally bought Luxcoin on their exchange which isn't available on bigger exchanges like Binance. I never had any problems with Cryptopia but I must admit that I have read a few negative reviews on the Internet.

Pros & Cons of Cryptopia:


  • Competitive fees
  • Provides trading for hundreds of different cryptocurrencies (even the rare ones like Luxcoin)
  • Easy-to-use platform
  • New Zealand based company
  • Additional features like a forum and a marketplace


  • Not very big exchange (lower liquidity than on bigger exchanges)
  • Lots of negative reviews on the Internet
  • Withdrawal fees are a bit higher compared to cheap exchanges

My Cryptopia Video Review:

6.Coinmama Review

coinmama review

Coinmama is a safe way to buy Bitcoin and Ethereum. (You can click the picture to try it out yourself.)

Coinmama is quite similar cryptocurrency exchange compared to Coinbase and Gemini. They provide trading and buying for Bitcoin and Ethereum but not for other cryptocurrencies. In addition, it seems to be targeted mainly to the US audience who want just an easy way to get started with cryptocurrencies.

In the other words, if you are looking for an opportunity to make big gains with small cap coins, Coinmama isn't enough for you. You can of course buy Bitcoin on Coinmama and transfer it to another exchange where small cap coins are available.

Surprisingly, Coinmama is one of the oldest exchanges in our list because it has been founded already back in 2013. Coinmama is also recommended by some big cryptocurrency influencers who have even more than 100k subscribers on YouTube.

Pros & Cons of Coinmama


  • Coinmama is available in 188 countries.
  • The company has operated already more than 5 years since 2013.
  • Competitive fees (even though for credit card purchases they are a bit higher).
  • Recommended by big cryptocurrency influencers.


  • It doesn't support other cryptocurrencies than Bitcoin and Ethereum. 

My Coinmama Video Review on YouTube:

7.Kucoin Review

kucoin review

Kucoin trading platform is fast, simple and easy-to-use.

If Binance was a success story, so was Kucoin as well. It grew extremely fast and has quickly become one of the leading exchanges in the cryptocurrency world. Their exchange works in a similar way like Binance and it is also owned by Chinese people.

I started on Kucoin when I wanted to buy more rare alt coins that weren't yet available on the biggest exchanges like Binance. I quickly found out that Kucoin was much better than I had expected.

Since then I have used Kucoin for buying/selling many other coins including carVertical, Medicalchain, Kucoin Shares and so on. 

Pros & Cons of Kucoin


  • Their platform and business model is very similar to Binance.
  • Kucoin has several promotions regularly and they try to grow aggressively.
  • Support trading for a huge number of cryptocurrencies.
  • Easy-to-use and beginner-friendly.


  • Slightly higher fees than on Binance.
  • They don't have a referral program anymore. I think this will affect its success partially. Companies that concentrate on their affiliate programs tend to grow faster.

Take a look at my Kucoin Video Review below:


best cryptocurrency exchanges

Kraken homepage is very simplistic.

When I started with cryptocurrencies in 2015, my friend introduced me to Coinbase and Kraken. I continued using Kraken a lot and for a long time I held almost all of my crypto funds there.

I need to admit afterwards that it wasn't wise to hold everything in an exchange but I hadn't studied things in detail back then. Now I have allocated my funds into numerous places and to a hardware wallet to minimize the risk.

Once in 2016 I forgot my password to Kraken and I panicked, "Have I lost all my funds now? Is there any way to recover them?" If I would have been holding my funds in a bad cryptocurrency exchange like Poloniex, I would have probably lost all the money that I had there (and we are not talking about cents.)

Fortunately, Kraken support provided me a way to get my funds back again.

At some stages, Kraken exchange was extremely slow and it took like 15 minutes to just to make a single trade. However, they had a huge update in January 2018 which fixed the problems. Since then their website has worked well and I can also recommend it to you.

Pros & Cons of Kraken


  • The biggest Bitcoin-Euro-Bitcoin crypto exchange.
  • Responsive support team that has answered all my questions over the years.
  • They support also trading with fiat currencies (euro, dollar).
  • Their website and platform was significantly improved at the beginning of 2018.


  • Kraken doesn't provide charts, only the numbers for trading which may make it a bit challenging.
  • Kraken doesn't have a referral/affiliate program which has been probably holding back their potential growth.


is bitfinex a scam

Bitfinex is one of the oldest cryptocurrency exchanges because it has operated since 2012.

Bitfinex is one of the biggest and oldest cryptocurrency exchanges in the world. It was founded already 6 years ago back in 2012.

They have had some challenges along the way because there was a huge hack back in 2016. Lots of funds were stolen from Bitfinex. But the company recovered well from the hack and returned all the funds for their users. They didn't return potential losses or profits but all the money that were stolen in dollars.

I tried to get started on Bitfinex at the end of 2017. However, after a half a year later I am still waiting for the verification process to be finished. I have submitted all the documents to their platform and followed all the instructions.

But nothing happens. They say that normally verification takes like 6-8 weeks but for me it has taken already ~6 months.

Another thing that has annoyed small traders is that Bitfinex has often certain limits that you need to deposit at least $10,000 or something similar to get stated.

For those reasons (primarily the fact that you can't get verified and start trading) Bitfinex isn't fully recommended at the moment. It was once one of the best exchanges but, in my opinion, their quality has significantly gone down.

Pros & Cons of Bitfinex


  • One of the oldest crypto exchanges
  • Big exchange => High liquidity
  • Deposits are also possible with fiat currencies (Euro, dollar, etc.)


  • ​Bitfinex was hacked twice
  • The verification process seems to take more than 6 months
  • Annoying limits for small traders

Take a look at my Bitfinex Video Review below:

10.Gemini Review

Gemini homepage

Gemini homepage is futuristic yet simple.

Gemini is probably the most well-known for its founders, Cameron and Tyler Winklevoss. 

They are the guys who first became famous for suing Mark Zuckerberg for stealing their idea with Facebook. Afterwards, they have competed in the Olympic games and became even more famous by starting to invest in Bitcoin in the early stages.

Since then they have become Bitcoin billionaires because of the huge price growth of Bitcoin. Many news channels and TV hosts have interviewed them in their shows.

Winklevoss twins have decided to create a Bitcoin exchange where you can buy, sell and exchange Bitcoin and Ethereum. Gemini doesn't yet support other cryptocurrencies.

It seems that the goal of Gemini is to provide an easy way for the US people to buy Bitcoin or Ethereum. The daily trading volume of Gemini is surprisingly good so they can also offer a competitive price.

That being said, Gemini isn't my #1 recommendation because they only provide 2 cryptocurrencies at the moment.

Pros & Cons of Gemini


  • Gemini has a good reputation as a reliable cryptocurrency exchange.
  • Low trading fee between Bitcoin and Ethereum (0,2%).
  • Possible to buy Bitcoin and Ethereum with your credit card.


  • ​Supports trading for only Bitcoin and Ethereum.
  • Mainly targeted for the US people.

=> Read My Full Gemini Review Here!

11.SafeCrypt Review

I took this screenshot while SafeCrypt ICO. (Click the picture to read my full review of SafeCrypt.

SafeCrypt is one of the most promising cryptocurrency exchanges for the future. Their exchange is "bullet-proof" by nature because of the technology that they use.

I wanted to include this to the list as one of the rising opportunities. It also gives you an idea of cryptocurrency exchanges that provide their own coins/tokens that pay dividends for their holders.

Some other exchanges including Binance and Kucoin have their own cryptocurrency (Binance Coin and Kucoin Shares) that give benefits for token holders. You will earn a certain part of the company's revenue and on Binance you'll pay lower fees by holding BNB.

Kucoin Shares, Binance Coin and many other cryptocurrencies that are provided by exchanges have immensely grown in value. Therefore, early investors have received huge gains. SafeCrypt is still in the early stages but I believe that the early investors will make massive gains by investing in their coin. (Only my opinion, not an official investment advice.)

Pros & Cons of SafeCrypt


  • SafeCrypt cryptocurrency has still a huge potential for growth in value because the project is relatively new.
  • They aim to solve a massive problem in the cryptocurrency exchange industry which is safety.
  • SafeCrypt has a very experienced team in the cryptocurrency space. They are also responsive and constantly answer messages on Telegram.


  • The exchange and the project has still some risks because it's in the early stages.

My Changelly Video Review on YouTube:

12.LocalBitcoins Review

LocalBitcoins connects you with local buyers/sellers and makes the trade securely.

Believe it or not but LocalBitcoins is almost the oldest company in our list of the best crypto exchanges. It was founded back in 2012 which is more than 6 years ago.

LocalBitcoins is a Finnish company that serves in 248 different countries all over the world. One of my best friends was working for a good while in this company and he said it's probably the best company where he has ever worked.

With LocalBitcoins you can find people who would locally exchange Bitcoins with you. So, you can meet somebody who is living nearby and exchange Bitcoins with him/her. It's something very unique because I haven't found similar features on other exchanges.

It's worth noting that LocalBitcoins has also been ranked among the best exchanges on

Pros & Cons of LocalBitcoins


  • This Finnish company is very reliable and they have been operating since 2012.
  • You can trade Bitcoins with local buyers/sellers in real life.
  • It has been ranked among the best Bitcoin exchanges for several years.


  • Some complaints can be found online so you need to be careful when trading with people locally. Their customer support is working actively to fix all issues.

=> Read My Full LocalBitcoins Review Here!

13.Bittrex Review

Bittrex review

Bittrex website is simple-to-use.

Bittrex is one of the major cryptocurrency exchanges. However, I haven't personally used it because their waiting times for the verification are often so long.In addition, Binance has lower fees and is superior compared to Bittrex in many other ways as well.

That being said, Bittrex is still a good crypto exchange because their trading fees are only 0,2% per trade and the liquidity is quite good as well.

Now because so many people have been rushing to the cryptocurrency world, the support of Bittrex hasn't always been able to handle the load. That's why they have occasionally closed the registration from new members.

My friend recently got started on Bittrex after a few weeks of waiting. Still, Binance provides lower fees, trading for a bigger number cryptocurrencies, faster verification process and other benefits.

That being said, Bittrex is still a reliable cryptocurrency exchange and they are providing value to the cryptocurrency industry. Their fees are competitive and smaller than on some other exchanges on this list. Bittrex is also the biggest exchange in the world for some individual cryptocurrencies.

Pros & Cons of Bittrex


  • Reliable exchange from the US.
  • One of the biggest crypto exchange in the world (good liquidity).
  • Competitive fees (0,2% in all trades).


  • Long verification time.

Below is my Bittrex Video Review on YouTube:

What to Crypto Exchange Should You Avoid?

I know that many people have been trading alt coins on Poloniex. It has been relatively popular but I think it's losing many customers for several reasons.

 I have seen numerous negative reviews where people posted their bad experiences with Poloniex. Funds have been frozen or even disappeared in some instances.

In addition, everybody knows that it's pretty much impossible to reach Poloniex support. When I tried to register to Poloniex, I tried to submit my passport and bank statement 3 times but it didn't work.

Then it just gave an error. When I contacted Poloniex support, I didn't get any answer. In the other words, I was unable to register there at all.

Poloniex cryptocurrency exchange platform

I recommend avoiding Poloniex crypto exchange!

Actually, I was happy for that because I knew about their bad reputation. Since then many people have shared their negative experiences with Poloniex under my YouTube video. Some people have been in panic because they have mysteriously lost their money on Poloniex and the support didn't answer.

Here are 5 tips when searching for a great exchange:

  1. Read customer reviews before starting.
  2. Try it out with a small amount first.
  3. Ask opinion from more experienced people. (You can always ask me anything in the comments below and I will be more than happy to help you out.)
  4. Ask yourself, "How many people are already using this exchange? Has it operated for a long time?"
  5. What kind of fees do they have? The lower, the better but still reliability is the #1 factor.

A Word of Warning Regarding Cryptocurrency Exchanges!

Even though these exchanges that I've listed above are reliable, you always need to remember that holding your cryptocurrencies in your own wallet is often considered to be safer. Crypto exchanges are like banks so you are giving your money to the bank so they hold them.

If somebody hacks the exchange or the company somehow goes to bankruptcy, your funds are in risk.

On the other hand, there are other risks when holding your funds in a paper- or in a hardware wallet. If you lose your private keys and the hardware wallet, you may be in trouble.

That's why I always recommend that you should allocate your cryptocurrencies in many different places.
I recommend that you should use hardware, mobile and paper wallets. 

Andreas Antonopoulus, the most famous person in the cryptocurrency world says that he has never kept his money in an exchange for more than 15 minutes.

That may be a good strategy but you should also think how probable is it that a billion dollar crypto exchange would go down. I think that in sometimes the probability of losing your paper wallet is much bigger. If you think that you don't lose the paper, I recommend getting Trezor hardware wallet like I did.

Conclusion - What Is the Best Cryptocurrency Exchange Platform?

My #1 recommended crypto exchange is Binance because of the following reasons:

  • They have the best liquidity because of the huge trading volume.
  • Lowest fees (only 0,05%)
  • Fast and easy to get started.
  • It's a reliable exchange.

Currently you can't buy cryptocurrencies on Binance with euros or dollars but it's very easy to transfer them from another exchange. I have created a simple tutorial for you on my comprehensive Binance review.

If you want to buy Bitcoin, Ethereum, Litecoin, Bitcoin Cash or just get some funds to get started on Binance, I recommend starting on Coinbase. They provide you a $10 bonus right away when you deposit your first $100.

In addition, you can buy cryptocurrencies on Coinbase easily buy using your credit card or bank account.

I hope you have found my research of the best cryptocurrencies helpful and valuable. Feel free to share this article on social media to other people as well.

Which crypto exchanges do you use?

What kind of experiences did you have

Let's discuss in the comments below! 🙂

If you have any questions regarding crypto exchanges, cryptocurrencies or making money online in general, ask me below and I'll be happy to help you out.


Is Ripple Worth Buying? – Yes It Is, In My Opinion!

Welcome To My Ripple Review!

Do you know what happened to me when I started researching Ripple for writing this article? I ended up buying Ripple! I bought Ripple once and in the last week I bought them even more. However, situations of cryptocurrencies change rapidly. The value of Ripple went like 45x higher recently in 3 months. Does it mean that Ripple is 45 times worse investment after that rise?

In this article I am going to discuss following subjects, “Is Ripple Worth Buying? Is Ripple a Good Investment? What Is Ripple and How Does It Work?” Are you ready? Spend the next 1-2 minutes with me by reading this article.

(Disclaimer: In this article, I only share my personal opinion of Ripple. This is not an official investment advice!)

Ripple Review - Quick Summary

Name: Ripple


Founded: In 2009 by Ryan Fugger. Launched in 2012.

Field: Cryptocurrencies

Ripple logo

Summary: Ripple has many benefits compared Bitcoin and Ethereum. Their transactions are way faster and cheaper, for example. On the other hand, Ripple is a centralized cryptocurrency unlike many other ones. Ripple can make you still great profits but it, of course, involves risk. The best way to buy Ripple is on Binance.

If you are looking for more ways to make money online, I highly recommend taking a look at this step-by-step training. It has taken me from a complete beginner to making a full-time income from home.

Ripple XRP News: September 2018

Ripple price has recently spiked all the way from ~$0,30 to $0,77 in around 24 hours.

I created the following video where I reveal you why it happened and what you can expect from Ripple price in the future.

If you have any questions about this, don't hesitate to ask me in the comments and I will be happy to help you out!

Is Ripple Worth Investing In? – Updated Video Message

I noticed that this article has received quite a lot of popularity and hundreds of visitors are regularly reading this article. Therefore, I also decided to record you a YouTube video to answer your questions whether Ripple is worth investing or not. Check it out and enjoy!

What Is Ripple? – A Cryptocurreny Created for Banks

You have probably heard of Bitcoins. It’s a decentralized digital currency that allows you to make immediate payments so you don’t need to wait 2-3 business days that the money goes from your account to another account. Ripple has many same benefits but it’s also significantly different.

Ripple is also a cryptocurrency and a new technology. It means that it’s completely digital. You can understand the difference between dollars and Ripple. You can have dollars in your hands but you can have Ripple only in your bank account.

Ripple is a system created for banks to enable immediate payments and lower costs. Imagine if you could make a bank transfer in a few seconds instead of 2-3 business days. That will happen over the time course.

Ripple is a centralized currency, unlike Bitcoin. It means that one company owns the system and more than 70% of Ripple. You may think that what if the company just do the infamous, “Pump & dump” -move. It means that they promote their system until the price goes high. Then they sell all of their investments, take the money and leave.

However, it won’t happen at least in the near future. They announced that a big part of their Ripple holdings will be locked for 5 years. So, they are not going to dump it during that time. That move will probably take the price higher because there are fewer Ripples available for trade.

If there’s lots of something available, the value of it usually goes down. For example, if there is lots of oil available in the world, it’s not valuable. But now when we know that there isn’t infinitely amounts of oil. It affects oil’s price so that it goes up.

What Are the Benefits of Ripple Coin?

I want to underline the biggest benefits of Ripple compared to “normal currencies” like euro and dollar and compared to cryptocurrencies like Bitcoin and Ethereum.

First of all, imagine that you are in the U.S. Then you have a friend, a business partner or a client in Australia. You need to send him dollars quickly. What is the fastest way?

The fastest way to transfer dollars from the U.S. to Australia is to take the next plane, fly to Australia and hand the money for your friend.

This illustration points out the inefficiency of the current banking system. It’s 50 years old and doesn’t serve us in the best way in the modern world. In many cases, faster payments would hugely help businesses to do things faster.

is ripple worth buying

It’s incredibly fast to make transfers and payments with Ripple. (However, it doesn’t take an hour to transfer bitcoins so the picture is a bit misleading in that sense. It wants to point out the superiority of Ripple).

One downside of Bitcoin is that it’s possible to make only a limited number of payments during a day with our current technology. However, Ripple enables to make much more trades every day. It makes it’s easily scalable.

is ripple worth buying

Price Efficiency of Ripple

One of the greatest benefits of Ripple for banks is the price efficiency. On is presented that banks can save millions or even hundreds of millions of dollars each year with Ripple by using this new technology. That’s one reason why so many big banks worldwide have become Ripple partners.

is ripple worth buying

Imagine what kind of savings Ripple can provide for huge banks.

Let’s have a quick look what banks are already using Ripple. The following picture of partner is on their website.

Ripple wallets

Many huge banks are already using Ripple.​​​​

There are banks like Santander, UBS, ReiseBank and so on. These are highly remarkable partners. More than 70 big banks have started using Ripple. A large number of them are Japanese banks because there are more than 30 Japanese banks already using Ripple. That’s almost half of all big banks in Japan.

Is Ripple Worth Buying?

Probably the best time to invest in Ripple is already gone. In the beginning of this year, the value of one Ripple coin was only $0,006. That’s not even one cent. You can see how the chart below. The price didn’t change for a relatively long time.

But then the jump happened in May. It went from about $0,01 to almost $0,50. Imagine if you would have invested $10k, now you would have $500k!

Click the Picture to Learn to Make a Living Online.

Many new millionaires have been made during that price jump. The same jump happened to almost all other cryptocurrencies. They work somehow in the same way like stocks. When stocks in the U.S. go up, the prices also go up in Europe and in China.

 And when the prices go down in the U.S., all other prices go down as well. Or if Apple, Amazon and other big stocks go down, other ones follow as well.

is ripple worth buying

This chart shows the value of a Ripple coin compared to USD. You can notice the huge jump in the beginning of May 2017.

Now the value of Ripple has gone under $0,20 and it seems to be going down. But who knows how long it will keep on going down? Many people estimate that the value of Ripple will be $1 or $2 before 2017 ends.

Some people may be fooled by the low value of each Ripple coin. They say that Bitcoin is expensive because it costs almost $3,000 per each coin and Ripple is cheap because it costs less than $0,20. However, that’s now wise thinking and it doesn’t take the whole picture into account. You shouldn’t be watching the value of one coin but the value of all coins put together.

You can have a look at values of cryptocurrencies on Here is a screenshot of current prices today 31.7.2017.

is ripple worth buying

The total value of Bitcoin is +$45B while the total value of Ripple is $6,3B at the moment.

So, the value of Bitcoin is “only” 7,5 times bigger than Ripple at the moment.

Ripple vs Bitcoin – Who Will Win the Race?

As we have seen, the situation can change rapidly in the cryptocurrency world. A year is a long time and 5 years is a lifetime of Ripple at the moment. Ripple and Bitcoin serve a very different goal.

Bitcoin kinda “fights” against the banking system and their monopoly while Ripple technology is built to help banks.

That’s one reason why I wanted to invest in both of those currencies. It’s good for allocation.

Another thing that I mentioned above, is that Bitcoin is decentralized so one Institute doesn’t run it but Ripple is centralized. Both systems have their own benefits and downsides. But if the team who runs Ripple is great, then it’s definitely a benefit.

I believe that in the long run, both values will still go dramatically up. The story of cryptocurrencies has only started. Why would banks and people want to stay in a 50-year-old system where it takes 2-5 business takes for each transaction. In my opinion, some change will happen for sure.

The total market value of all cryptocurrencies is around $90B at the moment. That’s a tiny value compared to other currencies or goods like gold or silver. I don’t see any good reason why it wouldn’t grow in value in the future.

Where to Buy Ripple?

You can buy Ripple on several platforms. One of the biggest crypto exchange for people who want to buy Ripple is Binance. I have invested on numerous cryptocurrencies on that platform and I have solely positive experiences with them. I have bought also Tron, Cardano and IOTA on Binance.

Conclusion – Is Ripple a Good Investment?

I want to give the responsibility for yourself as an investor. If you follow my or other people’s advice, you lower your chances of success. In general, people who follow the masses (sheep) use to lose money with their investments and people who educate themselves and are courageous to make investments that differ from the masses, make big profits. There is a risk with all investing and it applies to cryptocurrencies as well.

I can only say that I invested in Ripple because I see there a great potential in the future. I’m quite confident that the price will go up and I’ll earn a good return on investments.

However, you should only invest money that you are “ready to lose”. I mean that you shouldn’t only count on cryptocurrencies and you should have other assets and income as well.

I have quit my 9 to 5 job recently because I am earning more and more money online each month. Some time ago I found a step-by-step training that taught me how I could make a living online and it seems to work even better than I thought before.

Actually, the program has taught thousands of people to make a living online and many of them have been able to quit their normal jobs.

It’s 100% free to start the training and you’ll get tons of free resources right off the bat including 20 interactive video lessons, 2 websites, keyword tool, and other tools. That can make you a consistent income for the rest of your life. I think that investing in cryptocurrencies is more like “once in a lifetime” experience while affiliate marketing is a more stable source of income.

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What do you think about Ripple and cryptocurrencies?

Will the value still go up?

Let me know in the comments below!

If you have any questions, just leave a comment below and I will be more than happy to help you out.


SafeCrypt ICO Review: Is SafeCrypt (SFC) a Good Investment?

If you have been looking for a comprehensive SafeCrypt ICO Review, you have come to the right place! In this article, I will be reviewing this interesting cryptocurrency.

I will answer all your questions and eventually evaluate the question, “Is SafeCrypt (SFC) a Good Investment?” I am 100% sure that you will find this review helpful and valuable.

SafeCrypt Presale and ICO Are Going on Now in 2018. You Can Click the Image to Participate And Get Bonuses.

SafeCrypt Review

Name: SafeCrypt


Project Started: Early Developments in 2016. ICO in 2018.

Type: Cryptocurrency Exchange Platform

Short Review: SafeCrypt is one of the most promising ICOs that I have seen for a while. They are entering the market that has a potential to provide huge profits. I have invested in their ICO and I keep on following with the excitement how big profits this will generate.

That being said, I always want to remind that investing in cryptocurrencies involves risk. If you don’t want to take any risks, just follow my #1 recommendation for making money online.

 SafeCrypt ICO Review – Video Version

In order to give you a more comprehensive picture of the SafeCrypt ICO, I also created a YouTube video where I explain the key details. You can take a look at it below and I am sure you will find it helpful.  

What Is SafeCrypt?

SafeCrypt is building a cryptocurrency exchange that is aiming to solve a huge challenge in the industry: Safety.

Cryptocurrency exchanges are one of the fastest growing industries in the world right now. The cryptocurrency market capitalization has grown dramatically and so many new people have been flowing in which has made also huge profits for crypto exchanges.

Millionaire Mike Novogratz said, “Cryptocurrency exchanges are literally printing money. It’s so profitable business.”

However, all crypto exchanges haven’t been so safe and there have been numerous hacks over the years. Almost all of the SafeCrypt members have lost their money because of the hacks in the exchanges. One of their programmers has actually lost 125.7 BTC when the MT.Gox was hacked in 2014. Nowadays it would be worth more than $1 million.

I, personally, have been lucky because my funds have never been stolen but I have friends who have lost money when their money was in the exchanges.

SafeCrypt wants to provide the best solution for this safety problem. If it will even partially succeed, this will make huge profits for early investors.

5 Benefits of SafeCrypt

  1. Almost Immediate Transactions. It takes only 24 seconds to receive the desired crypto assets.
  2. Large selection of crypto assets. At the moment, there are 44 cryptocurrencies available but the number will grow into hundreds in the near future.
  3. Risk-free cryptocurrency exchange. SafeCrypt is fail-safe by design. Investors have control over their own assets.
  4. Absolute anonymity for users. They use Cascade data encrypting which ensures the highest security possible.
  5. User-Friendly Design. They provide easy-to-use multifunctional user platform.

How Does SafeCrypt Work?

The picture below is taken from their whitepaper and it explains how the exchange is going to work. I know that it can feel a bit technical and overwhelming. That’s why I recommend taking a closer look at their whitepaper.

how does safecrypt work

safecrypt functions

SafeCrypt Pre-Sale/ICO And Token Distribution

SafeCrypt public pre-sale has started today 26.3.2018 and I have invested there right away. Early investors receive nice bonuses for this ICO.

Sometimes people overlook the significance of ICO bonuses. Let’s say for example that you invest $2,000 in the SafeCrypt ICO and get 10% bonus. That’s $200 right away for free. Even if the token wouldn’t make any gains when it hits the exchange, you have still earned $200.

Actually, SafeCrypt provides even better bonuses than 10% for early investors. Read more details on their website and join their Telegram group.

If you invest in a “group”, you can get even 50% bonuses. You don’t need to know those people personally in order to participate in a group. You just put the same code that they put and you receive the bonuses. I found a group of Telegram and received 45% bonus during the pre-sale.

safecrypt ico

“A maximum of ~1075m SFC will be publicly available for purchase.”

As you can see in the screenshot above that’s taken from their whitepaper, you can participate in the ICO using 44 different cryptocurrencies. When their exchange will be eventually built, there will be even hundreds of available cryptocurrencies but 44 is already a great start.

In the picture below, you will find the token distribution of SFC tokens:

safecrypt token Distribution

SafecCypt Token Distribution.

Most of the tokens (70%) are issued during the pre-sale and crowdsale phases. Some of the tokens will be later bought back to the company providing profits for the investors. I will explain this buyback program more in detail further in this article.

SafeCrypt Roadmap

The SafCcrypt project has started already in 2016. You can find all the details on their website and whitepaper. That’s also the first time when they received funding for their project and formed the core team.

The problem in the market was obvious already back then. Cryptocurrency exchanges were hacked sometimes and users lost some money. That’s why SafeCrypt wanted to provide a better solution, a safe crypto exchange, for that problem.

In the picture below you can see what is coming in the near future (Q2 2018, 2019 and onwards) in the SafeCrypt project:

SafeCrypt Roadmap

SafeCrypt Roadmap for the Near Future.

As you can see in the picture, many events will be happening soon with their project. At the moment, we are still at the end of Q2 2018 and their pre-sale of tokens has started.

Those who invest early in great projects make the biggest profits.  When big masses have invested, it’s impossible to make huge profits anymore. Let me explain more in the next chapter.

Is SafeCrypt (SFC) a Good Investment?

As I explained above, cryptocurrency exchanges have been extremely profitable businesses recently. They haven’t been only profitable for the founders but also for those who have invested in them.

Have you heard, for example, of two major cryptocurrency exchanges called Binance and Kucoin? Both of them are relatively new companies but they have grown extremely fast.

In addition, they have issued tokens that play a function within their exchange. If the exchange does well, token holders benefit. Those tokens can be exchanged like any other cryptocurrencies. Let me just show you what kind of profits Kucoin Shares and Binance Coin holders received in 2017.

Binance Coin

Binance Coin literally exploded. 200 times gain in 5 months in 2017.

SafeCrypt investment

The price of Kucoin Shares went from $0,60 to more than $20 in 2 months. That’s +33X profits!

Can you imagine what kind of gains those crypto tokens made in just a few months? If you would have invested in Bankera coin just a measly $1,000, you would be $200,000 richer now (supposed that you sold them in dollars).

Imagine if SafeCrypt makes even a little bit similar gains like Kucoin and Binance tokens? Even though they wouldn’t achieve similar success stories like Kucoin and Binance, they still have a huge potential to grow. Big  profits within a relatively short period of time are completely possible.

Actually, SafeCrypt feels almost even as good as Bankera ICO that gained huge popularity a little while ago. They raised around $150,000,000 during their ICO. The time will show how much SafeCrypt is able to raise but I believe that the amount will be quite significant.

SafeCrypt Repurchase Program

SafeCrypt team is going to buy some of the tokens back in order to stabilize the token price. That will itself provide good profits for the ICO investors. Let me show you a little glimpse of their whitepaper that explains their buyback program:

safecrypt buyback program

SafeCrypt is going to purchase some of the tokens back providing nice profits for early investors.

You may be wondering how they are able to “almost guarantee” profits for investors. I was also thinking about that question and I decided to ask from their team members on the Telegram chat. Have a look at our discussion in the picture below:

safecrypt repurchase program

SafeCrypt team member explained me the idea of the repurchase program more in detail.

I like his argument, “Is safe by design cryptoexchange on the constantly growing multi billion dollar market capable of generating profits, is that the question?”

He points out that SafeCrypt is going to buy back the tokens with the money that they generate from the exchange. It’s a multi-billion dollar market and even if SafeCrypt would partially fail, they would still make big money. With a pessimistic prediction of market share of just 0.9% will be able to generate $43000 daily on fees.

That’s why Mike Novogratz probably says that cryptocurrency exchanges are literally “printing money”.

Buyback program is actually commonly used with cryptocurrencies. For example, Binance and Sharpay use the similar system as well.

SafeCrypt Reviews – Blockchain Experts Praise This Project!

SafeCrypt has received very positive reviews on numerous cryptocurrency-related website. Let me show what ICOBench gives for SafeCrypt:

safecrypt ico on ICOBench

SafeCrypt ico review on ICOBench. It’s one of the highest-rated ICOs there with an average rating 4,7 out of 5.

ICOBench is only one example because and many other people have given it a great rating.

Even though you always need to take such reviews with a grain of salt, it still gives you a slight indicator whether or not this project has any potential. When it comes to SafeCrypt, we can see that it has a great potential.

Conclusion – Is SafeCrypt ICO Worth Investing?

In my opinion, yes it is. That’s why I have invested in SafeCrypt ICO. I see that it has huge potential for growing and providing profits for initial investors.

The past has shown that those who invested early in the cryptocurrency exchange tokens have made huge profits. Of course, there are risks and anything can happen along the way but in my opinion the rewards outweigh the risks in this case.

What do you think about SafeCrypt?

Are you going to invest in their ICO?

Let’s discuss in the comments below! 🙂

(DISCLAIMER: This article is not an investment advice. It only represents my personal opinion of SafeCrypt ICO. You have the full responsibility of your own investment.)

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