Author Archives: Roope Kiuttu
Hello! I am Roope "Robert" Kiuttu, the founder and owner of YourOnlineRevenue.com. I created this website back in 2015 to help you to make money online. You can ask me anything and I'll be happy to help you out. I help people daily to make more money online and I love seeing people succeeding. If you want to get my 1-on-1 support and help to make money online as well, get started HERE.
How to benefit of black Friday in 2016? The answer to that question lies in the following sentences.
Have you ever thought what would it be like having your own online business? What would it feel like being your own boss? Having the freedom to work wherever you want and whenever you want?
I think it’s a fascinating idea. I know that building an online business doesn’t happen in a week or usually not even in a month. You need to put real work and effort. But once it will star to nourish, your online business can make you +$10,000/month incomes for the rest of your life. Or even much more.
In order to succeed online, you need to learn some skills and that’s why we have Wealthy Affiliate training and community. Wealthy Affiliate teaches you how to
1.Build your very own website
2.How to get traffic to your website
3.How to earn income from that traffic
That’s, of course, a simplified story but you will learn all the details in the training Black Friday is a huge opportunity for you to start building your online business. Now you get a premium membership for only $299/year while the premium membership is normally $49/month.
$299/year means only $0,82/pay. Think how small investment it is if you think that those skills that you learn can produce you more than $10,000/month in the future for the rest of your life!
Read Wealthy Affiliate’s owner’s story which is “Going to be The Wildest Black Friday Sales Letter You Have EVER Read!”
You can also read my full review about Wealthy Affiliate if you want to know better how awesome that training and community is.
Click picture to see “The Wildest Black
Friday Sales Letter You Have EVER Read!”
PS. I will buy now my third yearly membership to Wealthy Affiliate because it’s definitely worth it. I think it’s one of the most profitable investments that I have ever made.
PPS. The Black Friday discount is until 28.11.2016 so don’t hesitate or the discount goes away!
Do you want to invest and earn money in the stock market but you don’t want to pay high trading fees? Then Degiro is designed for you. This stock broker have ridiculously cheap costs, and they claim to be 85% than other brokers. How is that possible? Is it too good to be true? Read further, and I will tell you my honest thoughts in this Degiro Review.
Name: Degiro
Website: www.DeGiro.Eu
Field: Stock Broker
Founded: 2013
DeGiro is a stockbroker based in Netherlands. The company was created a few years ago, so their business is relatively new in this field. They seem to be one of the cheapest brokers in Europe. Their fees are much lower than in most of the bigger brokers.
DeGiro has grown quite fast, and currently, they are already operating in 17 different countries in Europe. On their website, they claim to be “Europe’s fastest growing online stock broker.”
In DeGiro you can invest in:
So they have many kinds of products where you can invest. You can buy “normal” shares from companies that you like or you can try more “unique” products. You can also use leveraged products if you like to take risks but then you should know what you are doing. Otherwise, you may easily end up losing big amounts of money.
Now you have already heard that they are a very cheap provider compared to other brokers. You may be thinking, “Show me some numbers Roope!” Okay, here you have some numbers how much are their fees. (Note that these prices may have changed a little bit when you are reading this but these show more or less their price level.)
Okay those numbers may say you nothing but I will give you some more understandable examples:
Example 1: If I want to buy shares from US stock market, the minimum price that I would pay in the other bank would be 15€. Minimum price in DeGiro would be 0,66€. See the difference? 15€ vs. 0,66€.
Example 2: I am from Finland and I would like to buy shares from Finnish companies. The normal minimum price that I am paying in the other bank is 7€/trade. Minimum price in DeGiro is 2,20€/trade. So 7€ vs 2,20€. Which one would you choose?
Example 3: Let’s say that I am a Brit and want to invest in stock market. I want to buy shares for £ 1,000 from Vodafone. In many other providers I would pay +£10 trading fee but in DeGiro I would pay only £2 trading fee. Which one would you like to pay for one trade £2 or +£10?
Price Comparison Between Different Banks
I believe that these examples have illustrated quite well that DeGiro is just much cheaper than other providers. If you compare DeGiro to any other big bank, it seems to beat them up like 6-0 if we compare their prices.
We know that price is not the only factor when we are thinking about this kind of service. Let’s say that trading fees would be €0 but the company disappears like a fart in Sahara desert. Then the founders just take your money and lay on the beach while you scratch your head thinking, “maybe I should have thought about the reliability of the company…” Is DeGiro reliable?
Well, I need to admit that I don’t have 100% sure answer for that. I have tested their service a little bit and everything has worked well so far. I bought some shares for a cheap price through DeGiro to see how well it works.
However, their trading doesn’t seem very easy to use. I prefer to use Nordnet’s platform because it’s much more simple. Probably DeGiro will improve their platform too.
Even though some people praise DeGiro because of its ultimately low prices and good service, there are also many people who dislike DeGiro. Here are some of the reasons:
Some of those complaints are just people’s opinions. I don’t care for example about big bank’s stock market analysis because I make my investing choices usually without their “experts”. Some people still could like to have analysis every month.
Some people say that DeGiro’s web trader is very user-friendly why other’s complain that it’s bad. Everyone has their own taste so you can decide yourself.
DeGiro offers support in many other languages: English, Spanish, Swedish, Finnish and practically in every language that you would need. You can all to their service number or you can send them an email if you want to ask something about their service.
On their website, you can also read Frequently Asked questions so probably you will get your answer by reading them. If not, you can always contact their support.
Pros:
Cons:
I am a founder of YourOnlineRevenue.com and I don’t recommend you something that I don’t 100% trust. I only recommend you products that I could use (and I have used) myself. Even though I have some investments in DeGiro, I can more easily recommend you Nordnet.
DeGiro is still a relatively new company and there have been many complaints so far. It’s natural of course that a new company has some complaints because they are improving their service all the time. But still, I would be careful. If you want to give it a try, you can of create an account and start with little money like I did.
I think that the following years will show if this company will thrive or not. It has succeeded very well so far because it is operating in 17 countries. In the future, we can give even more accurate evaluations about DeGiro.
Do you have experiences with DeGiro?
Which stock broker are you using?
Leave a comment below!
One of the factors of getting ranked well in Google is page speed. That’s why I am going to give you 5 simple steps how to speed up a website. Google’s business is to provide the best results for the people who are using their search engine. They want that people are satisfied with results and people find what they are looking for.
Let’s say that you are searching in Google for example “hotels in New York”. Then you click the first result and it starts to download. Then it keeps on dowloading… and downloading…. and downloading…. Would it be a good result? No.
But if the page would open up immediately or after 2 seconds of downloading. Would you be more satisfied? Of course. That’s why page speed matters and you need to consider how fast is your website.
By using my 5 steps your website’s loading time will be shorter and your website will be faster. So read carefully and put all these steps into action in order to boost your Google rankings. Remember that there is no shortcut to success in Google rankings. You will need to put some efforts. But your work will pay off. Keep on sowing the seeds of success and one day you will reap.
First you can test your website’s speed in Tools.Pingdom.com. Write your URL and then click “START TEST”.
Write your URL and click “Start Test”
Then machines will scan your website and give your page speed results. You will see the summary how fast is your website. Below you can see an example of my site. Even my site could be faster but at least it’s much better than in the past. These 5 action steps will also boost your website’s speed no matter how fast it already is. (Remember that this is not 100% accurate. Make a few tests and you will notice that it can give a little bit different result. But it still shows more or less what is your page speed right now.)
You should always make your images a good sized when you are adding them on your website. As a rule of a thumb, I would recommend that all of your images must be <100kB. The smaller the better.
First way You can make your images smaller by using paint.
Here in the picture you can see what do you
need to click (I have a Finnish Windows). Then just change those values which are 100 and 100 to something smaller like 50. You can test which size is good for the image and then save. Image’s size should drop a lot.
Second way You can also use picture optimizers on the Internet. Upload your image for example to jpeg-optimizer.com and it will become smaller. Sometimes the value of the picture decreases too much when using this so you need to be careful that you wouldn’t publish too low quality pictures.
Third way I recommend to do this even though you have done 1 and 2. Download a picture optimizer -plugin to your website. I would recommend for example EWWW image optimizer. It’s easy to use because you just click, click and then it will automatically reduce the size of all your images on your website. It takes a little while to reduce the size but meanwhile you can have a cup of coffee or continue reading of this article.
Plugins can be a very powerful tool in a WordPress website but at the same time you need to consider how much load they are putting to your site. When somebody opens a site, plugins need to open over and over again. And when several people are scrolling your website, it will make even a bigger load. By reducing or optimizing your plugins you can sometimes dramatically increase your page speed and reduce loading time.
Go to your plugins. Ask yourself, “Are you using all of them? Does each one of them have an important purpose on your website? Could some of them be replace with a faster plugin?”
Sometimes you may notice that you have added some plugins because you just wanted to test how they work and you never end up using them. Or you may be using a social media plugin that puts a lot of load to your website. When I wrote this article I checked my own plugins and realized that there are two plugins that I am not using at all.
You can also download a P3 (Plugin Performance Profiler) -plugin which will show you how much load each of your plugin is putting to your website. Then you can analyze if there would a way to delete or replace some plugins. You can ask me below if you have some questions about plugins. After testing plugins with P3 you can of course delete it because you don’t need it usually if you have just checked all your plugins.
Go to your WordPress dashboard. Then go to”Appearance” and click “Themes”.
There you can see all default themes and themes that you have downloaded yourself. How many of them you are using? Probably one. So what are you doing with all of those other themes? Nothing.
Well, maybe you want to use them in the future but you can then just download it again in 10 seconds and start using it. You don’t need to have all of them in reserve. Just delete those that you are not using.
Another thing that you would like to do is using a lightweight WordPress theme/framework. Tung Tran talks about this also on his WordPress speed optimization post.
You maybe didn’t know how to optimize images when you were adding banners on your sidebar. I recommend you to go through your sidebar and check how large images you have there. If there are some too large images it can slow down your website a lot. So get rid of them and replace them with faster ones.
Are you using Google Adsense? It may be a nice way to earn some extra dollars but you may want to consider how much it’s slowing down your website. It always takes some time to load which doesn’t give the best user experience. Sometimes it can be okay to have it but sometimes not. You need to decide it yourself.
Wealthy Affiliate’s trainer Jay was once reviewing WA members’ websites. He gave a rule of a thumb that if Google Adsense is not making you at least +$50/month, then it would be better to get rid of it.
Google has a free service called PageSpeed Insights. Go to developers.google.com/speed/pagespeed/insights then write your URL and click “Analyze”. It will give you some insights how fast is your website and how you could make it faster.
But READ THIS CAREFULLY. Don’t panic if your result wouldn’t be as good as you expected. I searched what are the results for some very famous websites and for example Facebook got 49/100 for mobile users. So Google PageSpeed Insights doesn’t tell you the whole truth.
If you don’t understand something that you see on PageSpeed Insights, don’t worry. Do the tasks that you understand. I know that some of those PageSpeed Insights’ tips are so advanced that even I don’t know what all of them mean. So, if you don’t understand something there just let it be. With these 5 tips you are already doing well.
After doing all these 5 steps you can check your page speed from Tools.Pingdom.com and see how much it has improved.
By using these 5 steps your website will become faster and your rankings should become better in the long run. If you want more tips how to speed up your WordPress website I recommend reading more tips by this Internet marketer, Marcus. Check his training here!
If you think that these 5 steps are enough for your website speed (I think they are) and you want to learn other ways to boost your Google rankings, I recommend heading to Wealthy Affiliate. They provide step by step training which shows you everything you need to know in order to get ranked in Google.
In Wealthy Affiliate you will learn:
The best thing is that you can start totally for free like I did. So put your credit card away and start training today!
If you have any questions or comments, don’t hesitate to leave them below and I will be more than happy to give a personal response.
Toluna is one of the largest paid survey sites. Still sometimes we hear the question, is Toluna a scam?
I have some own experience of Toluna so I can share what I have learned based on my own experience of Toluna. I have also read some other reviews to deepen my knowledge and to provide you the better information.
I decided to record you a video where I show a Toluna payment proof. I also explain why I still highly recommend staying away from their surveys. How would you compare 5€ (~$6) and $1,625 earnings?
Name: Purium
Type: Survey Sites
Short Review: You can earn some money on Toluna but the rewards are extremely small like on any other survey site. I don’t use Toluna or online surveys anymore at all because they pay so little compared to better opportunities on the Internet.
Wealthy Affiliate has been a life-changing opportunity for me unlike Toluna. Their training and community helped me to make a living online, quit my 9-5 job and start traveling the world.
8,000,000 members in Toluna. Is it still a scam?
In Toluna, they pay you because you give them your opinion. You need to earn points and with the points you can buy vouchers or you can transfer the points into real money.
You can earn points from surveys, sponsored polls and write your opinions.
There are about 8 million registered members in Toluna so we can easily say that their service is HUGE. Still the size doesn’t guarantee that their service would be useful. What if many people are just wasting their time?
Usually, you can get 2 000- 5 000 points from one survey. 20 000 points equal to 5€ and 4 000 points equal to 1€. Their minimum cashout is 5€. Toluna is very similar to hundreds of other online survey sites. One of the most famous survey/get-paid-to sites are PrizeRebel, ClixSense and Swagbucks.
However, after reviewing more than 1,000 online survey sites I have come to a conclusion that online surveys aren’t worth it. More on this later. Keep on reading and I’ll show you a better way! 😉
In reality, the purpose of the surveys is to get value for the businesses
As we know Toluna is a huge community and service. We can say that it’s reliable and they are not fooling their 8 million members.
You can earn money by answering their surveys. And they have some lotteries where you can win some big money if you happen to be the lucky one.
If you spend some time in Toluna answering surveys and polls you really will earn some money but…
Although it’s possible to earn some money in Toluna there are some drawbacks to taking into account.
Earning money in Toluna really takes time. If you want to earn 5€ you need to earn 20 000 points. In order to earn 20 000 points, you need to answer many surveys which will take a lot of time.
Let’s say for example that you answer 5 times a 4 000 points survey. One survey takes usually about 20-30 minutes. So 5 surveys will take about 100-150 minutes.
It would mean that you earned 5€ by using 100-150 minutes which is not so good but actually the situation is worse for at least two reasons.
If you time is money, don’t use Toluna.
Toluna is marketing their service with the slogan, “Your time is money.” The idea is that if you give a little bit of your time to them, they will give you money.
The reality is that if your time is worth 1€/hour, Toluna could be good for you. But usually, your time is much more valuable than one sweaty euro per hour!
Toluna is for people who want to earn a little money by answering surveys and polls.
But honestly, it’s not for people who want to earn decent money online. For those who are interested in creating more reliable income source on the Internet, I recommend starting from Wealthy Affiliate.
Back to the question “Is Toluna a Scam?” I can’t say it’s a scam because they keep their promises. They give you money for answering surveys. Even though you could earn some money from Toluna I can’t recommend it. It takes so much time to earn any money from Toluna so it’s not the worth invested time.
You must use many hours to earn 5€, then you go to buy one pizza and you just realized spending your valuable time. The better way to earn money online is to start an online business. It was a life-changing experience for me and I believe it could be interesting for you as well. You can make money by doing something you love.
Do you have experiences of Toluna? Have you used the other survey sites to earn some money?
Did you also realize they weren’t worth it after finding better money-making opportunities online?
Name: Cashcrate
Website: www.cashcrate.com
Price: Free
Founded: 2006
Overall Rank: 30 out of 100
Field: Surveys/Little tasks
Cashcrate is similar to other survey sites that we have reviewed here in YourOnlineRevenue.com. If you remember for example Clixsense, iGlobal Surveys or Toluna, Cashcrate is somehow similar. Or one of the very famous ones is Swagbucks but I haven’t reviewed it yet because it’s not working in my country Finland.
In Cashcrate you will need to finish some little tasks in order to earn extra dollars. Those tasks are:
This must be the greatest part but I have to disappoint you. Cashcrate is not a fast way to riches and to be honest, if you dedicate too much time to Cashcrate, you will never be rich at all. The best use of your time would be to concentrate on more profitable income streams.
You can see in a video below where one member shows how he is making money in Cashcrate. I don’t know how he made $20+ in less than 2 hours because in the video he is making $0,02 in 1 minute which equals to $2,40/2 hours…
Let’s say that your salary in a normal job would be $15/hour. You are making $0,25 every minute and $1 every 4 minutes (of course you need to pay taxes then but I just want to illustrate the idea). In Cashcrate and other survey sites it usually takes about 15-20 or sometimes much more time to make $1. So if your hourly salary is $15, you are earning easily 5 times better than with Cashcrate.
I would prefer to work for one hour for $15 and then have 4 hours free if the other option would be to work for 5 hours for Cashcrate surveys and then have 0 hours free. I don’t understand why people are wasting their valuable time on online surveys or aren’t they just using their brains?
Cashcrate tasks to earn cents
In the picture above you can see 4 applications that can make you money through Cashcrate. In order to earn 3 cents from Ali express or Gardenscapes apps or 28 cents from Hearthstone you just need to download and open the app. That will make you 34 cents in total.
Then if you want to earn 112 cents from Game of War, you need to install the app and play it until you reach Stronghold level 5. Let’s say that you finish all of those 4 tasks, you will be given 146 cents = $1,46. If you would be earning in your normal job $15/hour, you would make that money in 5-6 minutes. I don’t know exactly how much time it will take to install all those apps, open them and reach Stronghold level 5 in Game of war but I guess it will take at least 30 minutes or even an hour. Doesn’t sound very profitable?
Cashcrate survey
You can see Cashcrate daily survey offer above. I took the survey because I wanted to know how much does it take to earn that $0,75. They first asked me some basic questions which took 2-3 minutes to answer. Then they led me to a survey. In the beginning of the survey, they said it would approximately take 15 minutes to finish. So I could finish about 4 that kind of surveys. That would make my hourly “salary” $0,75*4= $3/hour.
That doesn’t sound very profitable either. So I decided not to waste my valuable time on these Cashcrate surveys and tasks. I would rather concentrate on building my very own online business with the skills that I have learned from Wealthy Affiliate.
Like in most of the survey sites, there’s a referral system also in Cashcrate (see the picture below).
When you get new people in, you earn up to 20% of what they make and even up to 10% of what their referrals make. You will also earn $3.00 bonus when your referral earns his/her first $10.00. If you keep on bringing new people in, you will move from Bronze level to Silver level and to Gold level etc.
Their referral system can be quite profitable for you if you get a lot of people in. But my philosophy in Your Online Revenue is that we don’t recommend people to join survey sites if it’s not really profitable for them. I don’t want to milk money from people by recommending them something that I wouldn’t like to use myself. I only recommend products that I use or could use myself. See our #1 recommendation!
Pros:
Cons:
I must admit that Cashcrate can be better than many other survey sites. They have so many options to earn pennies that will keep their members somehow entertained. However, I don’t know if it’s a good or a bad thing because the members are just using their valuable life on answering some boring surveys or playing useless games. I don’t want a life like that.
If you want to make money online I would recommend you forget all survey sites now! They will only make your life boring and you will provide minimal value with your life.
Making money online requires that you provide some value for other people. Of course, “value” can mean thousand of different things. It can mean that you write your opinions to your blog and recommend some cool products. It can mean that you provide private coaching through Skype. It can mean that you provide entertaining videos on Youtube. The possibilities are nowadays limitless.
The problem is that many people lack skills to build their own online business. It may sound cool to earn $10,000/month online but then people don’t give it a try because 1.they don’t believe in it and 2.they don’t have skills.
I want to introduce you to Wealthy Affiliate. It is probably biggest online business community in the world. It is totally free to join and you can get in touch with some very successful online businessmen who are already millionaires. Wealthy Affiliate provides also step by step training how you can build your very own online business from 0.
They have video tutorials, community mentors (“ambassadors”), live webinars, blog training, live chat and much more. The best part of it is that you can get started for free. Starter accounts $0 so you don’t need your credit card. I recommend you to give it a try today!
Cashcrate at a Glance…
Name: Cashcrate
Website: www.cashcrate.com
Price: Free
Founded: 2006
Overall Rank: 30 out of 100
VERDICT: Not Recommended.
What is your opinion about Cashcrate and other survey sites?
Can you really make money with survey sites or are they just waste of your time?
Leave a comment below and I will be more than happy to follow up with an answer.
I started my online business when I was still studying in a college. That’s why I am going to share you 10 Reasons to Start an Online Business as a College Student.
If you have already graduated from college, don’t worry, probably many of these reasons will apply to you as well! Read until the end because reasons 9 and 10 are my favorites. Which reasons do you like the most?
Most colleges have top-quality computers available for students
If you are a college student, you don’t need to go to work 9 to 5. If you would be working from Monday to Friday for 8 hours it makes 40 hours a week. As far as I have seen, in most of the degrees, the work that you need to make in order to pass the course is closer to 20 hours/week than 40 hours/week. So you will have double the time compared to if you would be in a full-time job.
In addition, most college students don’t have kids or spouse. The family is a great thing and if you want to have one is definitely one of the best goals that you can have. However, if you don’t want to commit yourself when you are in a college, you will have much more time on other things like for example for building an online business.
Building any business requires TIME and EFFORT. Nothing happens without working your butt off. But especially in the online world, the success requires time most of the time. When you start a new website, Google doesn’t rank you very high. It takes from 3 months to a year to build authority in Google’s eyes. So it’s better to start your site early if you want to gain good rankings in the future.
Building an online business also requires learning. You need to learn certain skills to succeed. It’s often said that young people learn quickly. I believe that you can learn at any age but as a college student, you are surely in an age when you can easily learn new skills like earning money online.
Have you ever heard people saying, “I don’t like my job but at least I have something.” They are not satisfied. At the same time, they are too stuck in their job that they don’t have time and energy to search a new one. If you make a living online, your possibilities are limitless and you can choose to do almost whatever you want.
And when you are earning big sums of passive money monthly, you will have the financial freedom to decide if you want to go to a normal 9-5 job or not. If you have succeeded already before the graduation, you can have a year off after graduation and go to travel the world while making money online.
Many people are working at the same time when they are studying in a college or in a university. So did I at first. But why not to use that extra time for building an online business that you will have also after your studying times?
You can build an online business starting from $0 but it can become a “money making machine” that makes you thousands of euros per month. Imagine, how cool it would be to finance your studies with your own online business!
The founder of “Francais Authentique” Johan Tekfak who is teaching French online said that when he was young he didn’t have money but he had lots of time. But now when he is older he does have money but no time. At least that was the situation when he hadn’t quit his 9-5 job.
Then he totally broke through with his online business “Francais Authentique” and he quit a good paying job in a company. Nowadays he uploads 3 videos/week to his Youtube channel 118,292 subscribers and in his FB-channel there are 270,972 likes (3.10.2016). I believe that now he has lots of money and time as well.
The same reason is behind Pat Flynn’s online business. He earns $150,000/month online and now he has the possibility to spend time with his family as much he wants. Compare Pat and Johan to people who are working 12 hours in a day without a possibility to spend time with their families. Who do you want to become?
I have already before compared online business against offline business. We know that in online business, you need much smaller investments than in 99% of offline businesses. In most of the online businesses, you need thousands or even tens of thousands to get started. That can make the risk higher.
Your income will also be limited in an offline world. If you would, for example, create a taxi company, you can’t serve 1,000 customers in one day. In the online world, you can serve even 1,000,000 million customers in one day if they are watching/reading your content.
It takes $0 to start an online business but you can make +$10,000/month for example in a couple of years like these 5 guys.
The main risk in an online business is losing some time. It’s very low risk if compared to many brick and mortar businesses
In most of the colleges, the school provides computer classes where you can freely use their computers and internet connections. At least in our college the computers and computers were very fast. That’s why I sat many hours in our school’s computer class building my online business. I wonder what other students and teachers had been thinking because I was already accomplished my school tasks but still I was in the computer class every day! 😉
You don’t need to buy a fast computer yet because you can use the one at school. When you have graduated, you can buy a new one but then the prices have already gone down.
If you would be an employer and good candidates would come to an interview. The other one doesn’t have any professional experience but the other one has his own online business. Which one would you choose? The answer is obvious.
Building your own business shows that you are active. It also builds your character and makes you proactive instead of reactive. You don’t only react to situations around you but you make the things happen when you are proactive.
This is one of my of favorite reasons! You can work on a plane, on a beach, in a classroom, at your home wearing your underwear or sometimes even at work if you are on a night shift and you have nothing special to do there.
You can work online in Hawaii, Finland, South Africa, Spain, Indonesia, Hong Kong or literally anywhere you want. The only thing you need is a device where you can connect and an internet connection. That’s why the Internet can give us equal opportunities despite the country where we have born.
Are you a night person? Or do you like waking up early?
If you have an online business you can decide your work hours. I like waking up early and once I had a habit of waking up every morning at 5-6 AM and then immediately started working online. But you can also stay awake late and build your business even until 2 AM if you want.
Or if you have a boring lesson in a college you can probably open your laptop and start doing important things. Most teachers will probably just think that that’s very motivated student because he has a laptop with him so that he can make notes ;).
When I started building my online business, I saw even some younger people who hadn’t even started a college and they were already making big bucks online. I thought that I should have started earlier like them. But then I figured out that as a college student I am not very old you neither! I am still younger than most of the people that are starting their online businesses.
If you start today, you will gain experience every year and after your graduation, you will already have tons of knowledge about the making money online.
Don’t know how to get started?
I recommend heading to Wealthy Affiliate which is #1 online business training and community out there. You will learn everything you need to know right from the start and you will learn lots of new skills while going your training. The best part is that it’s totally free to get started!
Put your credit card away and start building your online business with low risk and high reward.
I hope that you enjoyed this article. Have you already started your online business? At what age did you start? Were you still in college and what were you studying?
Today we are going to take a look another “make money online” program called 6-Figure Traffic Academy founded by Chris Record.
Name: 6-Figure Traffic Academy
Website: 6figuretrafficacademy.com
Price: $1 for First 30 Days, then $97/month
Owners: Chris Record
Overall Rank: 0 out of 100
Field: Make Money Online Course
6-Figure Traffic Academy is (or should we say it was) a private coaching academy for people who would like to get massive traffic and income online with Chris Record’s principles. They had tens of webinars about many important subjects related to Internet marketing.
It was also very cheap to get started with their program because
Originally 6-Figure Traffic Academy was designed for people who probably have some former experience of Internet marketing. So probably you already had a website and little traffic but you wanted to give it a boost.
If you don’t have any former experience of making money online, then this program wasn’t designed for you. Wealthy Affiliate works better for you because they teach you step by step even though you would have zero knowledge about making money online.
In the video you can take a look inside member’s area. There are many webinars on several different subjects about internet marketing.
Their training subjects are
– Facebook Ads
– SEO (=Search Engine Optimization)
– Building Membership Sites
– Lead Capture Pages & Sales Funnels
– E-Commerce with Shopify, Teespring, etc.
– Affiliate Marketing 101
– Launching Digital Courses
– Personal Development (Mindset)
– Q&A – Ask a Millionaire Anything
– Email Marketing & List Building
When you look at the list, what do you think? In my opinion those subjects are definitely important and interesting when we are talking about making money online. If you are interested in building an online business, you really want to know something about SEO. You want to know how to get people to your website through Google. Or then you can learn get your traffic through Facebook using FB-ads.
However, there is one “little” problem.
You can’t find their training anymore on the Internet. I went to their website 6figuretrafficacademy.com I saw their marketing texts and videos. I also saw the text “Just $1 for 30 days” So I decided to click it to take a further look. But what happened?
All the links took my only to JVZoo.com website which is a big affiliate marketing network. There wasn’t any trace of 6 Figure Traffic Academy or their training. Where was the membership site? Where were all the training that Chris talked about in his marketing videos? EVERYTHING GONE.
I don’t know if someone has really earned some money with their training… But I know that if their training and membership area has totally disappeared to bit space that’s suspicious! Of course, there is a good side that no one can spend any money on their program anymore if it was a total scam.
I have reviewed many scams before here on Your Online Revenue and I know that some scam artists make several “make money online” -scams to take maximum money from people. First they publish the first one, then suddenly disappear. Then comes another program from the same guy and he proclaims, “THIS IS BETTER THAN EVER BEFORE!” But again he is just milking money out of people.
So if you will see Chris Record’s programs in the future, I just want to say that be aware. It seems that Chris really knows something about internet marketing but at least his 6 Figure Traffic Academy has disappeared. What would happen to his following programs? Who knows…
If you scroll down on their website, you can see three different “Make money online” programs that they recommend. I haven’t tried those programs and I can’t recommend you either. 6 Figure Traffic Academy has disappeared and seems to be quite unreliable so it’s not wise to trust on their “recommendations”. What do you think?
After a little bit of scrolling on the Internet I also saw Chris’ new program Smart Member 2. It wasn’t yet launched but they had a web page where they were collecting emails in order to notify them when his new programs will be launched.
Pros:
Cons:
I believe Chris Record could provide some valuable training because he seems to have a lot of experience of online marketing. However, I don’t understand why this program has disappeared from the Internet.
Always before joining to any paid program I recommend you to read at least a few reviews about it so you don’t end up wasting your money. Reading only one review isn’t enough because many programs have referral programs that motivate members to write positive reviews on their websites. When they get referrals, they earn money.
One of the biggest “make money online” program on the Internet is Wealthy Affiliate. It’s our #1 recommendation in YourOnlineRevenue.com because its training and community are definitely worth its cost. And you don’t even need to believe my words because you can create a free account and give it a try.
6-Figure Traffic Academy at a Glance…
Name: 6-Figure Traffic Academy
Website: 6figuretrafficacademy.com
Price: $1 for First 30 Days, then $97/month
Owners: Chris Record
Overall Rank: 0 out of 100
VERDICT: Scam.
Do you have experience of Chris Record’s products?
Or have you spent your money on “make money online” programs and you have found out they were scams?
Today we are I am going to give you my personal review on my #1 recommendation for a brokerage firm.
If you want low costs, fast and reliable service and easy platform, then you may want to hear more about Nordnet Bank. I will also bust some myths about investing.
Nordnet Bank AB is a Nordic online bank and stock broker that provides service in Finland, Sweden, Norway and Denmark. The company is founded in Sweden in 1996 and today it’s biggest brokerage firm in Nordic countries. Nowadays they have more than 500,000 clients.
Nordnet Logo
“Poor people think that saving money is wise and investing is risky. But rich people think that investing is wise and saving is risky.” -Robert Kiyosaki
I thought before that investing is risky, it’s only for greedy people and that I shouldn’t be doing that. Then I talked with one of my good friends, read several books, blog articles and teaching videos about investing. I realized that my beliefs were false.
Investing is actually a good way to maintain your money and earn more. It’s not rocket-science but simple things that anyone can learn. Of course, there are many strategies for stock market investing but anyone can be profitable by buying and holding a well-diversified portfolio. If you don’t have a lot of capital, you can buy funds for 15€/month which will give you a diversified portfolio right away.
Buy and hold a reliable fund for 15€/month and you are already a profitable investor. It won’t make you rich but the more money you have, the more you will earn. Take all the ups and downs and in the long run, you will be profitable. That’s what 200-300 years of history have taught us. Stock index goes always eventually up, up and up. Check the image below!
Dow Jones Index from 100 Past Years.
The picture above illustrates you how much index goes up all the time. It has some downs during the years but over the time course, the trend is always up. That’s the reason why rich people think investing is wise! 😉
There are many brokerage firms and banks out there where you could buy stocks, bonds, mutual funds and other investing products. When I was looking for a right one I was most interested in the companies that have low fees.
I saw that some banks take fees even for keeping your stocks. Some had lower prices when trading stocks and some had higher. Then I found Nordnet.
Their buying/selling fees are low, they don’t have any fees for maintaining the stocks and in addition, they have some funds with 0% administrative fees. Normally funds have 1,5-3% administrative fees which eventually take a big part of your profits but a fund with 0% fees is amazing.
Why have they that kind of fund?
Nordnet’s so-called “SuperFunds” take 0€ administrative fees. You read right. 0€. 0%. Zero!
They are not earning anything with that fund but the idea behind it is to get more clients. They believe that people will eventually their other service which will bring money in. With those funds, they are actually losing some money but they have calculated that it’s profitable for them because many clients buy their other products.
For example, I bought only shares of Superfunds in the beginning but after a while ended up buying other stocks which benefit Nordnet because they earn some administrative fees.
There are 4 Superfunds:
All funds make up a well-diversified portfolio. For example, Finland’s Superfund consists of the biggest companies from Finland: Sampo, Kone, Nokia, UPM-Kymmene etc. Superfunds are literally GREAT!
As I mentioned before, they don’t take any monthly fees for maintaining your money.
Trading fees depend on how much you have been trading in the last month. The lowest level is 0,06%/Min.3€ and the highest level is 0,20%/Min.9€. It means that in the lowest level you have to pay at least 3 euros per trade or 0,06% per trade.
Nordnet’s trading fees in Finland
As you can see, the more you trade, the lower price you will have. Even though you wouldn’t trade a lot of fees are not very high. With 0 trades/month, your trading fee is 0,20%/Min.9€. I don’t trade stocks almost at all because I use “buy and hold” -strategy and I am satisfied with Nordnet’s prices.
Prices are a little different depending on which country you are buying and selling stocks but you will find all their prices on their website.
Nordnet provides many kinds of training that teaches you some principles about investing to the stock market. They have blogs, podcasts, expert articles, and webinars.
I have used all of their content and it has been mostly very informative. Some expert articles can give good insights even for very experienced investors. But be aware that all their thoughts are just opinions and you must never 100% rely on someone’s opinion. You make investment choices. You take the responsibility.
Their webinars teach for example following subjects
If you live in Nordic countries and you are interested in investing, I can recommend Nordnet for you based on my own experiences. I have never had any problems with their website, customer service or with anything.
Let the money work for you. Create an account to Nordnet!
Investing seems to be a wise way to maintain money against inflation and to earn more without much effort. The more you learn, the more you earn. That’s usually how it goes with investing. But if you want to invest, you need some money to get started. You can’t start investing with 0€.
If you are interested in making money online, I would recommend heading to Wealthy Affiliate. They have a comprehensive training that teaches step by step how to build your very own online business from the scratch. It really seems to work. Read these 5 examples of people who started earning +$10,000/month with their skills learned from Wealthy Affiliate.
My dream is to be able to earn money online. Then I could invest the money in the stock market or to real estate and live anywhere in the world, for example, in Asia. Interested in the opportunity? Start free training!
This is our first review about a brokerage firm on YourOnlineRevenue.com. We have now made reviews on:
You can find all our reviews here. Here is the review of our #1 rated product (98/100).
Let us know what kind of reviews you would like to have more in the future.
Or would you like to have more tutorials and tips to make money online? Please let us know in the comments below!
Name: Leased Ad Space
Website: www.leasedadspace.com
Price: Starting from $7
Founder: Richard Weberg
Field: Ads/Traffic.
Overall Rank: 60 out of 100 (Check Out My #1 Recommnedation, 98 out of 100)
LeasedAdSpace is a platform that offers you ad packages in order to get more traffic to your website. More traffic -> More sales -> More revenue. The process sounds simple and that gives them the opportunity market their service easily. But in reality, the process takes hard work and real effort.
Their service is quite new because it started in April 2016 and it seems that they are currently enlargening their business by creating new ads to sell. Now you can buy for example banner ads, text ads and solo ads (=email ads). You may have heard about similar websites like Traffic Monsoon or Fort Ad Pays that are also selling similar ad packages to their members.
As I mentioned before they have a different kind of ad packages. Cheapest package costs $7 and the most expensive package is $147. Then you have packages for $17, $27, $47, $67 and $87. Let me give you a few examples what you will get with some of these packages (see the picture below).
3 Different packages for $27, $47 and $67.
The more you pay, the more impressions and ads you will get. Logical? For example “Emerald Package” for $27 gives you 20,000 impressions with banner ads, 14,000 impressions with text ads and 1 email every 9 days. Those sound like good numbers for a little money. Let’s say that you could get even 2 sales worth $29/each with your Emerald Package, it would already be a success.
NOTE: According to their website, you can’t buy a more expensive package before than buying a $7 package. Then you must buy new packages one step at a time. I don’t know exactly why they have done it like that but I guess the ultimate intention is to milk most money from the members.
I guess that when I start talking about MLM, most of my readers are already frightened. “All MLMs are scams, you may be thinking.” You may have been seen so many MLM-scams that those 3 letters are like cursing in your ears. I have seen tens of MLMs during my life and 0 of them were worth joining. However, let me explain how this referral system works.
The picture shows how much you can earn from your referrals.
Here is how the system works step by step:
1.In order to earn money from your referrals, you need to buy a package first yourself.
2.You refer LeasedAdSpace to others.
3.They join and buy a product.
4.You earn the commission.
As you can see from the picture above, there is a great earning potential in a referral system. But I believe it can be challenging to get new referrals if you are being honest with the product. I have registered to their system but I am not ready to buy their products nor recommend their system to other people.
Below you can see a video which explains how the compensation plan. But I warn you that this video is strongly promoting LeasedAdSpace with a hope of earning money from new referrals.
Let’s think about how their program is built. The founder built a system that is selling ads for their users saying, “buy ads to get more traffic.” The first member joined and bought a package. A next user saw his ads and was thinking, “Hmm… I want that other people could see my ads too. I’ll give it a try.” Then more people joined with a hope that they could get more traffic with this system.
But who is seeing their ads? Other members! So, your target group is people who are buying ads. Is it a good target group for you? Depends on your niche. But compare to PPC. Then you can target your visitors exactly to those people who are searching your articles.
Of course, LeasedAdSpace may feel like a fast way to big traffic and profits but as we already know that’s only HYPE, not reality in the online world. The reality is that you need to work your butt off in order to make a living online. But it can be worth it because you can live anywhere you want in the world and you can be your own boss.
Pros:
Cons:
I need to admit that LAS seems interesting. It costs only $7 to buy the cheapest package and their referral system seems to give you a potential of earning big income. But still, I am quite skeptical that this system would work well. I haven’t seen any “big dogs” of the online business world promoting their product.
If I have some extra time I may consider giving them a real try and invest a little money. $7 is still only a price of a pizza so even though their system would be a scam, it wouldn’t be a huge loss. In order to earn money with ad packages, you still would need an online business which you are promoting. LeasedAdSpace doesn’t teach you how to build one.
But if you are interested in building your very own online business to generate passive income and work anywhere you want, I highly recommend taking a look to Wealthy Affiliate. They don’t promise to make you rich overnight but they promise to teach you hand-by-hand what steps you will need to take in order to build an online business. Having your own business allows you to do what you love, anywhere you want, anytime you want. I think that’s something to fight for. What about you?
LeasedAdSpace at a Glance…
Name: LeasedAdSpace
Website: www.leasedadspace.com
Price: Starting from $7
Owner: Unknown
Overall Rank: 15 out of 100
Field: Ads/Traffic.
I hope you find my LeasedAdSpace Review useful and it gives you a glimpse what is this relatively new website. I would like to hear if you have experiences of LeasedAdSpaces or any similar products.
If you have any questions or comments, don’t hesitate to leave them below and I will be more than happy to give you a personal response.
